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Debt collector · complaint record

Residential Bancorp complaints

Consumers have filed 20 complaints about Residential Bancorp since 2016, 3 of them in the last 12 months. It answered 0% on time and closed 29% with relief for the customer. The most common problem is attempts to collect debt not owed.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
20

Since June 2016

Last 12 months
3

new vs the year before

Answered on time
0%

Industry: 96.5%

Closed with relief
29%

Typical debt collector: 24%

Last 30 days
0

Newest: Jul 31, 2026

Rank
#1,125 of 1,963

Most complained-about debt collectors

Residential Bancorp complaints by month

The busiest month was June 2016 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Residential Bancorp answered all time

  • Closed with monetary relief315%
  • Closed with non-monetary relief210%
  • Closed with explanation1260%
  • Untimely response315%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Residential Bancorp complaints are about

  • Debt collection315%
  • Mortgages1575%
  • Credit reporting210%

Top Residential Bancorp problems

Where Residential Bancorp complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: California (13), Florida (2), Nevada (2), Texas (1), Idaho (1).

Residential Bancorp compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Residential BancorpDebt collection-3new0%29%-

Compare side by side: Residential Bancorp vs Green Square · Residential Bancorp vs EMoneyUSA · Residential Bancorp vs Mullooly Jeffrey Rooney & Flynn · Residential Bancorp vs Credit World Services

What people say about Residential Bancorp

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Latest Residential Bancorp complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Jul 31, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCANo timely replyNo
Jun 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCANo timely replyNo
Apr 24, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCANo timely replyNo
Aug 19, 2022MortgagesClosing on a mortgageFLMoney backYes
Jan 16, 2022Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeILExplainedYes
Dec 14, 2020MortgagesTrouble during payment processCAExplainedYes
Jul 28, 2020MortgagesClosing on a mortgageIDExplainedYes
Jul 13, 2020Credit reportingProblem with a credit reporting company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneNVExplainedYes
Dec 6, 2019MortgagesStruggling to pay mortgageCAExplainedYes
Oct 9, 2019MortgagesApplying for a mortgage or refinancing an existing mortgageCAExplainedYes
Oct 4, 2019MortgagesStruggling to pay mortgageCAExplainedYes
Mar 11, 2019MortgagesTrouble during payment processCAExplainedYes

Questions about Residential Bancorp

How many complaints does Residential Bancorp have?

Residential Bancorp has 20 complaints on record since June 2016, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.

Does Residential Bancorp respond to complaints?

Yes. Residential Bancorp answered 0% of its complaints on time (within 15 days) and closed 29% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Residential Bancorp?
Is Residential Bancorp legit?

Residential Bancorp is a real company with a public complaint record: consumers have complained about it 20 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Residential Bancorp legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Residential Bancorp?

Complain to Residential Bancorp in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Residential Bancorp complaints come from?

Most come from California (13), Florida (2), Nevada (2). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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