Debt collector · complaint record
San Diego County Credit Union complaints
Consumers have filed 249 complaints about San Diego County Credit Union since 2022, 70 of them in the last 12 months (-1% on the year before). It answered 100% on time and closed 1% with relief for the customer - less often than a typical debt collector. The most common problem is incorrect information on your report.
Average response record. How it works
- Complaints on record
- 249
- Last 12 months
- 70
- Answered on time
- 100%
- Closed with relief
- 1%
- Last 30 days
- 0
- Rank
- #262 of 1,963
Since May 2022
-1% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Aug 7, 2026
Most complained-about debt collectors
San Diego County Credit Union complaints by month
The busiest month was November 2025 (15 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How San Diego County Credit Union answered last 12 months
- Closed with non-monetary relief11.4%
- Closed with explanation6998.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers1/401.4% closed with relief
- Complaint trend10/15-1% vs last year
What San Diego County Credit Union complaints are about
Top San Diego County Credit Union problems last 12 months
Inside "Incorrect information on your report"
- Account status incorrect 17
- Account information incorrect 14
- Information belongs to someone else 9
- Old information reappears or never goes away 3
Where San Diego County Credit Union complaints come from
Most complaints: California (215), Florida (6), South Carolina (4), Colorado (3), New York (3).
San Diego County Credit Union compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | M.A.R.SDebt collection | 53 | 71 | C |
| 2 | Federal Adjustment BureauDebt collection | 52 | 71 | C |
| 3 | Nationwide Credit & CollectionDebt collection | 6 | 71 | F |
| 4 | Merchants Adjustment ServiceDebt collection | 60 | 71 | C |
| 5 | Hunt & HenriquesDebt collection | 60 | 70 | C |
| 6 | Coast ProfessionalDebt collection | 27 | 70 | F |
| 7 | Law Office of Brett M. Borland, P.CDebt collection | 54 | 70 | C |
| 8 | San Diego County Credit UnionDebt collection | 56 | 70 | C |
Compare side by side: San Diego County Credit Union vs M.A.R.S · San Diego County Credit Union vs Federal Adjustment Bureau · San Diego County Credit Union vs Nationwide Credit & Collection · San Diego County Credit Union vs Merchants Adjustment Service
What people say about San Diego County Credit Union
All experiencesNo experiences with San Diego County Credit Union yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest San Diego County Credit Union complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 7, 2026 | Bank accounts | Managing an accountProblem using a debit or ATM card | Explained |
| Jul 27, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 9, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 3, 2026 | Bank accounts | Managing an accountFunds not handled or disbursed as instructed | Explained |
| Jun 26, 2026 | Bank accounts | Managing an accountDeposits and withdrawals | Explained |
| Jun 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 4, 2026 | Bank accounts | Problem with a lender or other company charging your accountTransaction was not authorized | Explained |
| Jun 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 29, 2026 | Bank accounts | Problem caused by your funds being lowOverdrafts and overdraft fees | Explained |
| May 29, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about San Diego County Credit Union
How many complaints does San Diego County Credit Union have?
San Diego County Credit Union has 249 complaints on record since May 2022, including 70 in the last 12 months and 0 in the last 30 days. That makes it number 578 of every company by complaints this year.
Does San Diego County Credit Union respond to complaints?
Yes. San Diego County Credit Union answered 100% of its complaints on time (within 15 days) and closed 1% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 56/100 (grade C).
What do people complain about most with San Diego County Credit Union?
The most common problems are incorrect information on your report (43), took or threatened to take negative or legal action (15), managing an account (36).
Is San Diego County Credit Union legit?
San Diego County Credit Union is a real company with a public complaint record: consumers have complained about it 249 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is San Diego County Credit Union legit? for the signals, red flags and how to protect yourself.
Are complaints about San Diego County Credit Union going up or down?
Roughly level. There were 70 complaints in the last 12 months against 71 in the 12 before (-1%). See every month.
How do I file a complaint against San Diego County Credit Union?
Complain to San Diego County Credit Union in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most San Diego County Credit Union complaints come from?
Most come from California (215), Florida (6), South Carolina (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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