Debt collector · complaint record
Security Finance complaints
Filed under SECURITY FINANCE CORP
Consumers have filed 2,164 complaints about Security Finance since 2012, 552 of them in the last 12 months (+37% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is took or threatened to take negative or legal action.
Average response record. How it works
- Complaints on record
- 2,164
- Last 12 months
- 552
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 22
- Rank
- #72 of 1,963
Since September 2012
+37% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 3, 2026
Most complained-about debt collectors
Security Finance complaints by month
The busiest month was April 2026 (72 complaints). Complaints in the last 12 months are up 37% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Security Finance answered last 12 months
- Closed with explanation552100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend6/15+37% vs last year
What Security Finance complaints are about
Top Security Finance problems last 12 months
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 171
- Threatened to arrest you or take you to jail if you do not pay 3
- Collected or attempted to collect exempt funds 2
Where Security Finance complaints come from
Most complaints: Texas (544), South Carolina (296), Georgia (285), Louisiana (134), Alabama (133).
Security Finance compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Army and Air Force Exchange ServiceDebt collection | 52 | 604 | C |
| 2 | The Receivable Management ServicesDebt collection | 52 | 585 | C |
| 3 | First Credit ServicesDebt collection | 50 | 566 | C |
| 4 | Westcreek FinancialDebt collection | 3 | 558 | F |
| 5 | Security FinanceDebt collection | 51 | 552 | C |
| 6 | Penn CreditDebt collection | 51 | 534 | C |
| 7 | Medical Data SystemsDebt collection | 49 | 509 | D |
| 8 | ConServeDebt collection | 79 | 508 | B |
Compare side by side: Security Finance vs Army and Air Force Exchange Service · Security Finance vs The Receivable Management Services · Security Finance vs First Credit Services · Security Finance vs Westcreek Financial
What people say about Security Finance
All experiencesNo experiences with Security Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Security Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 3, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Nov 2, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 30, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 30, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 29, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 28, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Oct 28, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 26, 2026 | Payday & personal loans | Problem when making payments | Explained |
| Oct 25, 2026 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Oct 23, 2026 | Payday & personal loans | Problem when making payments | Explained |
| Oct 22, 2026 | Payday & personal loans | Getting the loan | Explained |
Questions about Security Finance
How many complaints does Security Finance have?
Security Finance has 2,164 complaints on record since September 2012, including 552 in the last 12 months and 22 in the last 30 days. That makes it number 187 of every company by complaints this year.
Does Security Finance respond to complaints?
Yes. Security Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 51/100 (grade C).
What do people complain about most with Security Finance?
The most common problems are took or threatened to take negative or legal action (176), incorrect information on your report (421), attempts to collect debt not owed (250).
Is Security Finance legit?
Security Finance is a real company with a public complaint record: consumers have complained about it 2,164 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Security Finance legit? for the signals, red flags and how to protect yourself.
Are complaints about Security Finance going up or down?
Up. There were 552 complaints in the last 12 months against 403 in the 12 before (+37%). See every month.
How do I file a complaint against Security Finance?
Complain to Security Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Security Finance complaints come from?
Most come from Texas (544), South Carolina (296), Georgia (285). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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