Credit bureau · complaint record
Spero Solutions complaints
Filed under Spero Solutions, Inc.
Consumers have filed 19 complaints about Spero Solutions since 2015, 7 of them in the last 12 months. It answered 0% on time and closed 100% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 19
- Last 12 months
- 7
- Answered on time
- 0%
- Closed with relief
- 100%
- Last 30 days
- 0
- Rank
- #229 of 566
Since November 2015
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Sep 2, 2026
Most complained-about credit bureaus & report companies
Spero Solutions complaints by month
The busiest month was February 2026 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Spero Solutions answered all time
- Closed with monetary relief210.5%
- Untimely response1789.5%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Spero Solutions complaints are about
Top Spero Solutions problems
Inside "Incorrect information on your report"
- Account information incorrect 4
- Information belongs to someone else 1
- Public record information inaccurate 1
Where Spero Solutions complaints come from
Most complaints: South Carolina (11), Texas (1), Washington (1), Arizona (1), Florida (1).
Spero Solutions compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Spero SolutionsCredit reporting | - | 7 | - |
Compare side by side: Spero Solutions vs Apple Financing · Spero Solutions vs Nav Technologies · Spero Solutions vs Opportunity Fund · Spero Solutions vs Heritage Financial Group
What people say about Spero Solutions
All experiencesNo experiences with Spero Solutions yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Spero Solutions complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 2, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| May 19, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | No timely reply |
| Apr 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Apr 16, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Feb 12, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Feb 8, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Nov 26, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Aug 31, 2025 | Auto loans & leases | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Jun 24, 2025 | Bank accounts | Problem caused by your funds being lowOverdrafts and overdraft fees | No timely reply |
| Apr 8, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Jun 6, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jul 19, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
Questions about Spero Solutions
How many complaints does Spero Solutions have?
Spero Solutions has 19 complaints on record since November 2015, including 7 in the last 12 months and 0 in the last 30 days. That makes it number 1,664 of every company by complaints this year.
Does Spero Solutions respond to complaints?
Yes. Spero Solutions answered 0% of its complaints on time (within 15 days) and closed 100% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Spero Solutions?
The most common problems are incorrect information on your report (6), attempts to collect debt not owed (4), false statements or representation (1).
Is Spero Solutions legit?
Spero Solutions is a real company with a public complaint record: consumers have complained about it 19 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Spero Solutions legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Spero Solutions?
Complain to Spero Solutions in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Spero Solutions complaints come from?
Most come from South Carolina (11), Texas (1), Washington (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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