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Prepaid & gift cards

Synchrony prepaid & gift cards complaints

Consumers have filed 148 complaints about Synchrony's prepaid & gift cards, 16 in the last 12 months. Synchrony answered 100% on time and closed 7% with relief. See the whole Synchrony record.

Synchrony against other prepaid card companies

#Company12 monthsChangeOn timeReliefAll time
1Block (Cash App)890+5%99%0%2,658
2Comerica723-13%100%71%5,025
3InComm Payments643+10%91.8%0%3,411
4American Express573-61%99.3%39%7,103
5Netspend409+48%99.5%0%3,430
6Conduent333+83%19.5%0%2,067
7Fifth Third Bank321new100%43%497
8Fiserv Finxact Core285-1%100%0%1,190
9Blackhawk Network263+21%98.1%0%1,285
10U.S. Bank251-23%100%12%4,084
11PayPal222+80%100%44%1,088
12Chime212+36%100%8%774
13Synchrony16new100%7%148

Every card company ranked

Latest Synchrony prepaid & gift cards complaints

ReceivedAboutIssueStateAnswerOn time
Aug 12, 2024Prepaid & gift cardsUnexpected or other feesMDExplainedYes
May 21, 2024Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferOHExplainedYes
May 18, 2024Prepaid & gift cardsProblem getting a card or closing an accountTrouble getting a working replacement cardNYExplainedYes
Apr 29, 2024Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferNYExplainedYes
Apr 17, 2024Prepaid & gift cardsProblem getting a card or closing an accountTrouble getting, activating, or registering a cardCAExplainedYes
Jan 12, 2024Prepaid & gift cardsUnexpected or other feesMDMoney backYes
Oct 17, 2023Prepaid & gift cardsAdvertisingConfusing or misleading advertising about the cardWIExplainedYes
Sep 9, 2023Prepaid & gift cardsTrouble using the cardTrouble using the card to spend money in a store or onlineNYExplainedYes
Sep 9, 2023Prepaid & gift cardsProblem getting a card or closing an accountTrouble closing cardNCExplainedYes
Aug 9, 2023Prepaid & gift cardsProblem getting a card or closing an accountTrouble getting, activating, or registering a cardFLExplainedYes
Jul 10, 2023Prepaid & gift cardsTrouble using the cardTrouble using the card to spend money in a store or onlineVAExplainedYes
Jul 2, 2023Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferWAExplainedYes
Jun 4, 2023Prepaid & gift cardsUnexpected or other feesWAExplainedYes
Jun 2, 2023Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferTXExplainedYes
May 30, 2023Prepaid & gift cardsUnexpected or other feesTXExplainedYes
May 30, 2023Prepaid & gift cardsUnexpected or other feesVAMoney backYes
May 15, 2023Prepaid & gift cardsProblem getting a card or closing an accountDon't want a card provided by your employer or the governmentGAExplainedYes
Apr 29, 2023Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferMNMoney backYes
Apr 17, 2023Prepaid & gift cardsProblem getting a card or closing an accountTrouble closing cardNVFixedYes
Apr 9, 2023Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferMNExplainedYes
Apr 5, 2023Prepaid & gift cardsProblem getting a card or closing an accountTrouble closing cardUTExplainedYes
Mar 8, 2023Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferOHMoney backYes
Mar 6, 2023Prepaid & gift cardsUnexpected or other feesVAExplainedYes
Feb 9, 2023Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferCAMoney backYes
Jan 30, 2023Prepaid & gift cardsUnexpected or other feesGAExplainedYes
Jan 21, 2023Prepaid & gift cardsProblem with a purchase or transferCharged for a purchase or transfer you did not make with the cardNYExplainedYes
Jan 19, 2023Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferMOExplainedYes
Jan 11, 2023Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferMDExplainedYes
Jan 2, 2023Prepaid & gift cardsUnexpected or other feesORFixedYes
Nov 8, 2022Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferCTExplainedYes

Your rights with prepaid card companies

Registered prepaid accounts get most Regulation E protections: report unauthorized transactions and errors quickly and the provider must investigate. Payroll and government benefit cards must tell you how to get your money without fees.

Scam warning: Gift cards are for gifts. Anyone asking you to pay a bill, a fine or a "fee" with gift cards is a scammer.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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