Mortgage company · complaint record
Synergy One Lending complaints
Filed under Synergy One Lending, Inc.
Consumers have filed 31 complaints about Synergy One Lending since 2017, 6 of them in the last 12 months. It answered 50% on time and closed 0% with relief for the customer. The most common problem is applying for a mortgage or refinancing an existing mortgage.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 31
- Last 12 months
- 6
- Answered on time
- 50%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #175 of 595
Since May 2017
new vs the year before
Industry: 96%
Typical mortgage company: 5%
Newest: Aug 17, 2026
Most complained-about mortgage lenders & servicers
Synergy One Lending complaints by month
The busiest month was April 2020 (4 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Synergy One Lending answered all time
- Closed with explanation31100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Synergy One Lending complaints are about
Top Synergy One Lending problems
Inside "Applying for a mortgage or refinancing an existing mortgage"
- Loan estimate or other related disclosures 2
Where Synergy One Lending complaints come from
Most complaints: California (6), Oregon (4), Texas (4), Illinois (2), Florida (2).
Synergy One Lending compared with other mortgage lenders & servicers
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Midwest Loan ServicesMortgages | 50 | 29 | C |
| 2 | Truhome SolutionsMortgages | 43 | 28 | D |
| 3 | NEXA MortgageMortgages | 8 | 28 | F |
| 4 | HilltopMortgages | 51 | 28 | C |
| 5 | Land Home Financial ServicesMortgages | 21 | 27 | F |
| 6 | First United Bank and TrustMortgages | 60 | 27 | C |
| 7 | A&D MortgageMortgages | 45 | 25 | D |
| 8 | Synergy One LendingMortgages | - | 6 | - |
Compare side by side: Synergy One Lending vs Midwest Loan Services · Synergy One Lending vs Truhome Solutions · Synergy One Lending vs NEXA Mortgage · Synergy One Lending vs Hilltop
What people say about Synergy One Lending
All experiencesNo experiences with Synergy One Lending yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Synergy One Lending complaints
Full logQuestions about Synergy One Lending
How many complaints does Synergy One Lending have?
Synergy One Lending has 31 complaints on record since May 2017, including 6 in the last 12 months and 0 in the last 30 days. That makes it number 1,757 of every company by complaints this year.
Does Synergy One Lending respond to complaints?
Yes. Synergy One Lending answered 50% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Synergy One Lending?
The most common problems are applying for a mortgage or refinancing an existing mortgage (15), closing on a mortgage (12), trouble during payment process (2).
Is Synergy One Lending legit?
Synergy One Lending is a real company with a public complaint record: consumers have complained about it 31 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Synergy One Lending legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Synergy One Lending?
Complain to Synergy One Lending in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Synergy One Lending complaints come from?
Most come from California (6), Oregon (4), Texas (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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