Mortgage company · complaint record
T2 Financial complaints
Filed under T2 Financial LLC
Consumers have filed 19 complaints about T2 Financial since 2020, 3 of them in the last 12 months. It answered 33.3% on time and closed 0% with relief for the customer. The most common problem is applying for a mortgage or refinancing an existing mortgage.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 19
- Last 12 months
- 3
- Answered on time
- 33.3%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #250 of 595
Since September 2020
new vs the year before
Industry: 96%
Typical mortgage company: 5%
Newest: Sep 15, 2026
Most complained-about mortgage lenders & servicers
T2 Financial complaints by month
The busiest month was May 2025 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How T2 Financial answered all time
- Closed with monetary relief210.5%
- Closed with non-monetary relief315.8%
- Closed with explanation1368.4%
- Untimely response15.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What T2 Financial complaints are about
Top T2 Financial problems
Inside "Applying for a mortgage or refinancing an existing mortgage"
- Confusing or misleading advertising or marketing 2
- Changes in loan terms during the application process 1
- Fees or costs during the application process 1
- Trying to communicate with the company to fix an issue with the application process 1
Where T2 Financial complaints come from
Most complaints: Ohio (4), South Carolina (3), Maryland (2), Florida (2), Kentucky (1).
T2 Financial compared with other mortgage lenders & servicers
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Midwest Loan ServicesMortgages | 50 | 29 | C |
| 2 | Truhome SolutionsMortgages | 43 | 28 | D |
| 3 | NEXA MortgageMortgages | 8 | 28 | F |
| 4 | HilltopMortgages | 51 | 28 | C |
| 5 | Land Home Financial ServicesMortgages | 21 | 27 | F |
| 6 | First United Bank and TrustMortgages | 60 | 27 | C |
| 7 | A&D MortgageMortgages | 45 | 25 | D |
| 8 | T2 FinancialMortgages | - | 3 | - |
Compare side by side: T2 Financial vs Midwest Loan Services · T2 Financial vs Truhome Solutions · T2 Financial vs NEXA Mortgage · T2 Financial vs Hilltop
What people say about T2 Financial
All experiencesNo experiences with T2 Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest T2 Financial complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 15, 2026 | Mortgages | Closing on a mortgageTrying to communicate with the company to fix an issue with the loan closing | Explained |
| Sep 2, 2026 | Mortgages | Applying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketing | No timely reply |
| Jan 2, 2026 | Mortgages | Applying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketing | Explained |
| Sep 21, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 18, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jul 24, 2025 | Mortgages | Closing on a mortgageClosing disclosure or other related disclosures | Explained |
| May 22, 2025 | Mortgages | Closing on a mortgageClosing disclosure or other related disclosures | Fixed |
| May 17, 2025 | Mortgages | Closing on a mortgageChanges in loan terms during or after closing | Explained |
| Dec 16, 2024 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | Money back |
| Sep 2, 2024 | Mortgages | Applying for a mortgage or refinancing an existing mortgageChanges in loan terms during the application process | Fixed |
| Aug 5, 2024 | Mortgages | Applying for a mortgage or refinancing an existing mortgageFees or costs during the application process | Money back |
| Jun 20, 2024 | Mortgages | Trouble during payment processEscrow, taxes, or insurance | Explained |
Questions about T2 Financial
How many complaints does T2 Financial have?
T2 Financial has 19 complaints on record since September 2020, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.
Does T2 Financial respond to complaints?
Yes. T2 Financial answered 33.3% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with T2 Financial?
The most common problems are applying for a mortgage or refinancing an existing mortgage (8), closing on a mortgage (4), improper use of your report (5).
Is T2 Financial legit?
T2 Financial is a real company with a public complaint record: consumers have complained about it 19 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is T2 Financial legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against T2 Financial?
Complain to T2 Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most T2 Financial complaints come from?
Most come from Ohio (4), South Carolina (3), Maryland (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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