Debt collector · complaint record
Texoma Finance complaints
Filed under Money Services, Inc., d/b/a Texoma Finance
Consumers have filed 16 complaints about Texoma Finance since 2017, 7 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 16
- Last 12 months
- 7
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #837 of 1,963
Since November 2017
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 5, 2026
Most complained-about debt collectors
Texoma Finance complaints by month
The busiest month was May 2023 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Texoma Finance answered all time
- Closed with non-monetary relief425%
- Closed with explanation1275%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Texoma Finance complaints are about
Top Texoma Finance problems
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 5
Where Texoma Finance complaints come from
Most complaints: Oklahoma (12), Texas (2), Washington (1), Oregon (1).
Texoma Finance compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Texoma FinanceDebt collection | - | 7 | - |
Compare side by side: Texoma Finance vs Green Square · Texoma Finance vs EMoneyUSA · Texoma Finance vs Mullooly Jeffrey Rooney & Flynn · Texoma Finance vs Credit World Services
What people say about Texoma Finance
All experiencesNo experiences with Texoma Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Texoma Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 5, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 2, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 23, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 25, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Feb 10, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 20, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 19, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 7, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 12, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 11, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 14, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 18, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
Questions about Texoma Finance
How many complaints does Texoma Finance have?
Texoma Finance has 16 complaints on record since November 2017, including 7 in the last 12 months and 1 in the last 30 days. That makes it number 1,664 of every company by complaints this year.
Does Texoma Finance respond to complaints?
Yes. Texoma Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Texoma Finance?
The most common problems are took or threatened to take negative or legal action (5), incorrect information on your report (2), attempts to collect debt not owed (2).
Is Texoma Finance legit?
Texoma Finance is a real company with a public complaint record: consumers have complained about it 16 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Texoma Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Texoma Finance?
Complain to Texoma Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Texoma Finance complaints come from?
Most come from Oklahoma (12), Texas (2), Washington (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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