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Traco Investment complaints

Consumers have filed 11 complaints about Traco Investment since 2017, 4 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is written notification about debt.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
11

Since September 2017

Last 12 months
4

new vs the year before

Answered on time
100%

Industry: 99.9%

Closed with relief
0%

Typical credit bureau: 32%

Last 30 days
0

Newest: Oct 6, 2026

Rank
#275 of 566

Most complained-about credit bureaus & report companies

Traco Investment complaints by month

The busiest month was July 2026 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Traco Investment answered all time

  • Closed with explanation11100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Traco Investment complaints are about

  • Credit reporting327%
  • Debt collection873%

Top Traco Investment problems

Inside "Written notification about debt"

  • Notification didn't disclose it was an attempt to collect a debt 1
  • Didn't receive enough information to verify debt 1
  • Didn't receive notice of right to dispute 1

Where Traco Investment complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: California (6), Texas (2), Georgia (1), Minnesota (1), Nevada (1).

Traco Investment compared with other credit bureaus & report companies

#CompanyScore12 monthsChangeOn timeReliefGrade
1Apple FinancingCredit reporting5728-10%100%0%C
2Nav TechnologiesCredit reporting55280%100%0%C
3Opportunity FundCredit reporting5127+35%100%0%C
4Heritage Financial GroupCredit reporting027+145%74.1%0%F
5Informative ResearchCredit reporting6026-24%100%0%C
6Pennsylvania Housing Finance AgencyCredit reporting5625-4%100%0%C
7King of Credit FinancialCredit reporting1025+4%0%0%F
8Traco InvestmentCredit reporting-4new100%0%-

Compare side by side: Traco Investment vs Apple Financing · Traco Investment vs Nav Technologies · Traco Investment vs Opportunity Fund · Traco Investment vs Heritage Financial Group

What people say about Traco Investment

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Latest Traco Investment complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Oct 6, 2026Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysGAExplainedYes
Jul 25, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Jul 2, 2026Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtMNExplainedYes
Jul 1, 2026Credit reportingIncorrect information on your reportAccount status incorrectTXExplainedYes
Oct 5, 2023Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitCAExplainedYes
Feb 9, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Jun 6, 2022Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCAExplainedYes
Feb 11, 2021Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCAExplainedYes
Oct 1, 2018Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Feb 8, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtNVExplainedYes
Sep 21, 2017Debt collectionWritten notification about debtDidn't receive notice of right to disputeCAExplainedYes

Questions about Traco Investment

How many complaints does Traco Investment have?

Traco Investment has 11 complaints on record since September 2017, including 4 in the last 12 months and 0 in the last 30 days. That makes it number 2,028 of every company by complaints this year.

Does Traco Investment respond to complaints?

Yes. Traco Investment answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Traco Investment?
Is Traco Investment legit?

Traco Investment is a real company with a public complaint record: consumers have complained about it 11 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Traco Investment legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Traco Investment?

Complain to Traco Investment in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Traco Investment complaints come from?

Most come from California (6), Texas (2), Georgia (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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