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Complaint log

Transform Credit complaint log

The newest complaints about Transform Credit, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Jul 12, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeILExplainedYes
Jul 9, 2026Credit reportingCredit monitoring or identity theft protection servicesProblem with product or service terms changingUTExplainedYes
Jul 9, 2026Payday & personal loansProblem when making paymentsOHExplainedYes
Jul 1, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Jun 26, 2026Payday & personal loansGetting the loanCAExplainedYes
Jun 25, 2026Payday & personal loansGetting the loanNCExplainedYes
Jun 23, 2026Credit reportingCredit monitoring or identity theft protection servicesDidn't receive services that were advertisedMOExplainedYes
Jun 22, 2026Payday & personal loansCan't stop withdrawals from your bank accountMOMoney backYes
Jun 22, 2026Payday & personal loansCharged fees or interest you didn't expectUTExplainedYes
Jun 19, 2026Payday & personal loansProblem when making paymentsFLExplainedYes
Jun 18, 2026Credit reportingIncorrect information on your reportAccount information incorrectSCExplainedYes
Jun 17, 2026Debt collectionElectronic communicationsFrequent or repeated messagesFLExplainedYes
Jun 14, 2026Debt relief & credit repairConfusing or missing disclosuresSDExplainedYes
Jun 13, 2026Payday & personal loansGetting a line of creditCAExplainedNo
Jun 11, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Jun 10, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGAExplainedYes
Jun 6, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseALExplainedYes
Jun 3, 2026Credit reportingIncorrect information on your reportAccount information incorrectGAExplainedYes
Jun 1, 2026Credit reportingIdentity theft protection or other monitoring servicesProblem canceling credit monitoring or identify theft protection serviceMDExplainedYes
May 30, 2026Credit reportingIncorrect information on your reportAccount status incorrectWIExplainedYes
May 26, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
May 23, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
May 20, 2026Money transfers & appsConfusing or misleading advertising or marketingNMExplainedYes
May 18, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
May 18, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
May 17, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
May 15, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
May 14, 2026Payday & personal loansGetting a line of creditFLExplainedYes
May 14, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
May 14, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
May 12, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseNYExplainedYes
May 9, 2026Payday & personal loansProblem with fraud alerts or security freezesARExplainedYes
Apr 30, 2026Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Apr 27, 2026Credit reportingProblem with fraud alerts or security freezesCAFixedYes
Apr 24, 2026Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Apr 22, 2026Payday & personal loansStruggling to pay your loanCAExplainedYes
Apr 21, 2026Payday & personal loansStruggling to pay your loanCAExplainedYes
Apr 15, 2026Payday & personal loansProblem when making paymentsTXExplainedYes
Apr 7, 2026Credit reportingIncorrect information on your reportAccount information incorrectGAExplainedYes
Apr 4, 2026Credit reportingIncorrect information on your reportAccount information incorrectGAExplainedYes
Apr 2, 2026Payday & personal loansLoan payment wasn't credited to your accountAZMoney backYes
Apr 1, 2026Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Mar 31, 2026Payday & personal loansProblem when making paymentsCAExplainedYes
Mar 31, 2026Credit reportingIncorrect information on your reportAccount information incorrectGAFixedYes
Mar 26, 2026Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Mar 25, 2026Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysTXExplainedYes
Mar 17, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNCExplainedYes
Mar 16, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportGAExplainedYes
Mar 13, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftILExplainedYes
Mar 11, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftGAExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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