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Mortgages

UMB Financial mortgages complaints

Consumers have filed 25 complaints about UMB Financial's mortgages, 6 in the last 12 months. UMB Financial answered 100% on time and closed 17% with relief. See the whole UMB Financial record.

UMB Financial against other mortgage lenders & servicers

#Company12 monthsChangeOn timeReliefAll time
1Shellpoint Mortgage Servicing3,741+17%81.4%0%17,690
2Rocket Mortgage3,572+499%99.9%0%8,475
3Freedom Mortgage1,701+50%99.4%0%9,327
4Ocwen Financial1,514+44%100%1%35,815
5Wells Fargo1,187-8%100%9%49,962
6PennyMac1,157+86%99.9%13%5,470
7Select Portfolio Servicing1,130+34%99.9%0%15,278
8Carrington Mortgage Services1,081+124%99.7%0%6,641
9Selene967+53%100%0%3,082
10LoanCare862+107%100%0%7,382
11Mr. Cooper757-64%100%0%13,321
12JPMorgan Chase734+43%100%2%25,884
13UMB Financial6new100%17%25

Every mortgage company ranked

Latest UMB Financial mortgages complaints

ReceivedAboutIssueStateAnswerOn time
Oct 29, 2026MortgagesClosing on a mortgageFees or costs after closingHIExplainedYes
Oct 3, 2026MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureAZExplainedYes
Jun 24, 2026MortgagesTrouble during payment processPayment processILMoney backYes
Feb 8, 2026MortgagesTrouble during payment processPayment processCOExplainedYes
Feb 5, 2026MortgagesTrouble during payment processLoan sold or transferred to another companyFLExplainedYes
Feb 2, 2026MortgagesTrouble during payment processEscrow, taxes, or insuranceNMExplainedYes
May 15, 2025MortgagesApplying for a mortgage or refinancing an existing mortgageChanges in loan terms during the application processCOExplainedYes
Nov 2, 2024MortgagesClosing on a mortgageTrying to communicate with the company to fix an issue with the loan closingCOExplainedYes
Aug 14, 2024MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureAZExplainedYes
Jul 9, 2024MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanAZExplainedYes
Feb 12, 2024MortgagesTrouble during payment processLien releaseFLExplainedYes
Jan 16, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsMOExplainedYes
Mar 1, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageNYExplainedYes
Oct 19, 2022MortgagesClosing on a mortgageMOExplainedYes
Oct 6, 2016MortgagesLoan servicing, payments, escrow accountAZExplainedYes
Jul 16, 2015MortgagesCredit decision / UnderwritingMOExplainedYes
Jun 9, 2014MortgagesLoan servicing, payments, escrow accountCOExplainedYes
Jan 30, 2014MortgagesLoan servicing, payments, escrow accountKSExplainedYes
Jan 14, 2014MortgagesLoan modification,collection,foreclosureKSExplainedYes
Sep 16, 2013MortgagesLoan servicing, payments, escrow accountMOExplainedYes
Jul 31, 2013MortgagesApplication, originator, mortgage brokerKSExplainedYes
Mar 7, 2013MortgagesApplication, originator, mortgage brokerNEExplainedYes
Feb 27, 2013MortgagesApplication, originator, mortgage brokerMOFixedYes
Feb 15, 2013MortgagesCredit decision / UnderwritingMOClosedYes
Oct 28, 2012MortgagesSettlement process and costsKSMoney backYes

Your rights with mortgage lenders & servicers

Your mortgage servicer must correct errors you report in a written notice of error and answer written requests for information, usually within 30 business days. It must apply payments on the day they arrive, and it generally cannot start foreclosure until you are more than 120 days behind or while a complete loss-mitigation application is pending.

Scam warning: Be careful of anyone who charges up front to save your home, tells you to stop paying your servicer, or asks you to sign over the deed. HUD-approved housing counselors help for free.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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