Debt collector · complaint record
A & O Recovery Solutions complaints
Filed under A & O Recovery Solutions, LLC
Consumers have filed 227 complaints about A & O Recovery Solutions since 2015, 105 of them in the last 12 months (+102% on the year before). It answered 0% on time. The most common problem is took or threatened to take negative or legal action.
Poor response record. How it works
- Complaints on record
- 227
- Last 12 months
- 105
- Answered on time
- 0%
- Closed with relief
- -
- Last 30 days
- 1
- Rank
- #195 of 1,963
Since March 2015
+102% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 23, 2026
Most complained-about debt collectors
A & O Recovery Solutions complaints by month
The busiest month was November 2025 (19 complaints). Complaints in the last 12 months are up 102% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How A & O Recovery Solutions answered last 12 months
- Untimely response105100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time0/450% on time
- Relief for customers0/40- closed with relief
- Complaint trend0/15+102% vs last year
What A & O Recovery Solutions complaints are about
Top A & O Recovery Solutions problems last 12 months
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 67
- Threatened to sue you for very old debt 1
- Threatened to arrest you or take you to jail if you do not pay 1
Where A & O Recovery Solutions complaints come from
Most complaints: Georgia (54), California (41), Arizona (15), Illinois (15), Virginia (13).
A & O Recovery Solutions compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Ray KleinDebt collection | 6 | 107 | F |
| 2 | Business Processing SolutionsDebt collection | 35 | 106 | D |
| 3 | Blitt and Gaines, P.CDebt collection | 52 | 106 | C |
| 4 | A & O Recovery SolutionsDebt collection | 0 | 105 | F |
| 5 | Merchants and Medical CreditDebt collection | 69 | 104 | B |
| 6 | Omega RMSDebt collection | 47 | 103 | D |
| 7 | Adler Wallach & AssociatesDebt collection | 50 | 102 | C |
| 8 | Alliance OneDebt collection | 96 | 102 | A |
Compare side by side: A & O Recovery Solutions vs Ray Klein · A & O Recovery Solutions vs Business Processing Solutions · A & O Recovery Solutions vs Blitt and Gaines, P.C · A & O Recovery Solutions vs Merchants and Medical Credit
What people say about A & O Recovery Solutions
All experiencesNo experiences with A & O Recovery Solutions yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest A & O Recovery Solutions complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 23, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Sep 19, 2026 | Credit cards | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| Sep 4, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Sep 2, 2026 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | No timely reply |
| Aug 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Aug 19, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Aug 7, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Jul 31, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Jul 21, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | No timely reply |
| Jul 21, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | No timely reply |
| Jul 18, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Jul 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
Questions about A & O Recovery Solutions
How many complaints does A & O Recovery Solutions have?
A & O Recovery Solutions has 227 complaints on record since March 2015, including 105 in the last 12 months and 1 in the last 30 days. That makes it number 462 of every company by complaints this year.
Does A & O Recovery Solutions respond to complaints?
Yes. A & O Recovery Solutions answered 0% of its complaints on time (within 15 days) and closed - with relief - money back or a fix. The rest were mostly closed with an explanation only. Its Response Score is 0/100 (grade F).
What do people complain about most with A & O Recovery Solutions?
The most common problems are took or threatened to take negative or legal action (69), attempts to collect debt not owed (64), incorrect information on your report (33).
Is A & O Recovery Solutions legit?
A & O Recovery Solutions is a real company with a public complaint record: consumers have complained about it 227 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is A & O Recovery Solutions legit? for the signals, red flags and how to protect yourself.
Are complaints about A & O Recovery Solutions going up or down?
Up. There were 105 complaints in the last 12 months against 52 in the 12 before (+102%). See every month.
How do I file a complaint against A & O Recovery Solutions?
Complain to A & O Recovery Solutions in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most A & O Recovery Solutions complaints come from?
Most come from Georgia (54), California (41), Arizona (15). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about A & O Recovery Solutions
No comments yet. Start the conversation - questions are welcome too.