Debt collector · complaint record
A+ Loans complaints
Filed under A+ Loans, Inc.
Consumers have filed 25 complaints about A+ Loans since 2020, 3 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 25
- Last 12 months
- 3
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,125 of 1,963
Since October 2020
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Mar 19, 2026
Most complained-about debt collectors
A+ Loans complaints by month
The busiest month was December 2020 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How A+ Loans answered all time
- Closed with explanation25100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What A+ Loans complaints are about
Top A+ Loans problems
Inside "Incorrect information on your report"
- Information belongs to someone else 3
- Account information incorrect 2
- Account status incorrect 1
- Information is missing that should be on the report 1
- Old information reappears or never goes away 1
Where A+ Loans complaints come from
Most complaints: Georgia (19), Texas (4), California (1), South Carolina (1).
A+ Loans compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | A+ LoansDebt collection | - | 3 | - |
Compare side by side: A+ Loans vs Green Square · A+ Loans vs EMoneyUSA · A+ Loans vs Mullooly Jeffrey Rooney & Flynn · A+ Loans vs Credit World Services
What people say about A+ Loans
All experiencesNo experiences with A+ Loans yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest A+ Loans complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 19, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Mar 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 13, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 20, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 6, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 2, 2025 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Oct 29, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 2, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 27, 2024 | Payday & personal loans | Confusing or missing disclosures | Explained |
| Feb 29, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Feb 26, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
Questions about A+ Loans
How many complaints does A+ Loans have?
A+ Loans has 25 complaints on record since October 2020, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.
Does A+ Loans respond to complaints?
Yes. A+ Loans answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with A+ Loans?
The most common problems are attempts to collect debt not owed (4), took or threatened to take negative or legal action (2), problem with a company's investigation into an existing problem (2).
Is A+ Loans legit?
A+ Loans is a real company with a public complaint record: consumers have complained about it 25 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is A+ Loans legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against A+ Loans?
Complain to A+ Loans in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most A+ Loans complaints come from?
Most come from Georgia (19), Texas (4), California (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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