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Above Lending complaints

Consumers have filed 25 complaints about Above Lending since 2022, 4 of them in the last 12 months (-64% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is charged fees or interest you didn't expect.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
25

Since June 2022

Last 12 months
4

-64% vs the year before

Answered on time
100%

Industry: 94.7%

Closed with relief
0%

Typical lender: 6%

Last 30 days
0

Newest: Jul 8, 2026

Rank
#128 of 272

Most complained-about personal & payday lenders

Above Lending complaints by month

The busiest month was September 2025 (3 complaints). Complaints in the last 12 months are down 64% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How Above Lending answered all time

  • Closed with monetary relief28%
  • Closed with explanation2392%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Above Lending complaints are about

  • Payday & personal loans1456%
  • Credit reporting520%
  • Debt collection312%
  • Debt relief & credit repair312%

Top Above Lending problems

Where Above Lending complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: California (4), Michigan (4), Florida (3), North Carolina (2), Arizona (2).

Above Lending compared with other personal & payday lenders

#CompanyScore12 monthsChangeOn timeReliefGrade
1SoLo FundsPayday & personal loans2729-33%62.1%3%F
2AAA Auto Title LoansPayday & personal loans7729-6%96.6%10%B
3PowerpayPayday & personal loans5526new100%0%C
4AmeriCashPayday & personal loans10260%30.8%0%F
5DLC, LLCPayday & personal loans6326+53%100%4%C
6Boost Your ScorePayday & personal loans4525+108%100%0%D
7Special FinancingPayday & personal loans6025-24%100%0%C
8Above LendingPayday & personal loans-4-64%100%0%-

Compare side by side: Above Lending vs SoLo Funds · Above Lending vs AAA Auto Title Loans · Above Lending vs Powerpay · Above Lending vs AmeriCash

What people say about Above Lending

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Latest Above Lending complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Jul 8, 2026Debt relief & credit repairConfusing or misleading advertising or marketingNYExplainedYes
Feb 9, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeVAExplainedYes
Jan 12, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Nov 25, 2025Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Oct 23, 2025Debt relief & credit repairConfusing or misleading advertising or marketingGAExplainedYes
Sep 29, 2025Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Sep 22, 2025Payday & personal loansCharged fees or interest you didn't expectNCExplainedYes
Sep 14, 2025Debt relief & credit repairConfusing or misleading advertising or marketingMIExplainedYes
Jun 6, 2025Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
May 17, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMIExplainedYes
May 11, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseMIExplainedYes
Apr 20, 2025Credit reportingIncorrect information on your reportAccount status incorrectMIExplainedYes

Questions about Above Lending

How many complaints does Above Lending have?

Above Lending has 25 complaints on record since June 2022, including 4 in the last 12 months and 0 in the last 30 days. That makes it number 2,028 of every company by complaints this year.

Does Above Lending respond to complaints?

Yes. Above Lending answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Above Lending?
Is Above Lending legit?

Above Lending is a real company with a public complaint record: consumers have complained about it 25 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Above Lending legit? for the signals, red flags and how to protect yourself.

Are complaints about Above Lending going up or down?

Down. There were 4 complaints in the last 12 months against 11 in the 12 before (-64%). See every month.

How do I file a complaint against Above Lending?

Complain to Above Lending in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Above Lending complaints come from?

Most come from California (4), Michigan (4), Florida (3). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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