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Auto loans & leases

Acima auto loans & leases complaints

Consumers have filed 49 complaints about Acima's auto loans & leases, 19 in the last 12 months. Acima answered 100% on time and closed 6% with relief. See the whole Acima record.

Acima against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
13Acima19new100%6%49

Every auto lender ranked

Latest Acima auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Nov 21, 2024Auto loans & leasesManaging the loan or leaseBilling problemDCExplainedYes
May 27, 2024Auto loans & leasesIncorrect information on your reportAccount information incorrectFLExplainedYes
Oct 19, 2023Auto loans & leasesGetting a loan or leaseChanges in terms mid-deal or after closingFLExplainedYes
Aug 2, 2023Auto loans & leasesGetting a loan or leaseFraudulent loanCAExplainedYes
May 13, 2022Auto loans & leasesManaging the loan or leaseBilling problemNCFixedYes
Feb 23, 2022Auto loans & leasesStruggling to pay your loanProblem after you declared or threatened to declare bankruptcyGAExplainedYes
Jan 20, 2022Auto loans & leasesProblems at the end of the loan or leaseProblem while selling or giving up the vehicleAZExplainedYes
Jan 3, 2022Auto loans & leasesGetting a loan or leaseFraudulent loanGAExplainedYes
Nov 10, 2021Auto loans & leasesProblem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or resultsNCExplainedYes
Oct 22, 2021Auto loans & leasesProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportPAExplainedYes
Oct 21, 2021Auto loans & leasesIncorrect information on your reportAccount information incorrectMAExplainedYes
Jun 24, 2021Auto loans & leasesProblems at the end of the loan or leaseProblem with paying off the loanCAExplainedYes
Jan 28, 2021Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsFLExplainedYes
Nov 11, 2020Auto loans & leasesGetting a loan or leaseFraudulent loanNYExplainedYes
Jan 17, 2020Auto loans & leasesManaging the loan or leaseProblem with fees charged-ExplainedYes
Apr 11, 2019Auto loans & leasesManaging the loan or leaseProblem with fees chargedMOExplainedYes
Mar 4, 2019Auto loans & leasesManaging the loan or leaseProblem with fees chargedTXExplainedYes
Jul 26, 2018Auto loans & leasesManaging the loan or leaseBilling problemNCExplainedYes
Sep 29, 2017Auto loans & leasesManaging the loan or leaseBilling problemMIExplainedYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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