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Debt collector · complaint record

A.C.S. Companies, Inc. I complaints

Consumers have filed 16 complaints about A.C.S. Companies, Inc. I since 2015, none in the last 12 months. It answered 31.2% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
16

Since June 2015

Last 12 months
0

new vs the year before

Answered on time
31.2%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Sep 12, 2025

Rank
-

A.C.S. Companies, Inc. I complaints by month

The busiest month was August 2023 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How A.C.S. Companies, Inc. I answered all time

  • Closed with explanation531.2%
  • Untimely response1168.8%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What A.C.S. Companies, Inc. I complaints are about

  • Debt collection1275%
  • Credit reporting213%
  • Credit cards16%
  • Prepaid & gift cards16%

Top A.C.S. Companies, Inc. I problems

Inside "Attempts to collect debt not owed"

  • Debt is not yours 3

Where A.C.S. Companies, Inc. I complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: California (3), Illinois (3), Kentucky (2), Texas (2), Virginia (1).

A.C.S. Companies, Inc. I compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8A.C.S. Companies, Inc. IDebt collection-0new31.2%0%-

Compare side by side: A.C.S. Companies, Inc. I vs Green Square · A.C.S. Companies, Inc. I vs EMoneyUSA · A.C.S. Companies, Inc. I vs Mullooly Jeffrey Rooney & Flynn · A.C.S. Companies, Inc. I vs Credit World Services

What people say about A.C.S. Companies, Inc. I

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Latest A.C.S. Companies, Inc. I complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Sep 12, 2025Debt collectionElectronic communicationsFrequent or repeated messagesVANo timely replyNo
Apr 28, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtTXNo timely replyNo
Oct 10, 2024Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not paySCNo timely replyNo
Aug 16, 2024Credit cardsFees or interestProblem with feesCANo timely replyNo
Jul 9, 2024Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingOKNo timely replyNo
Jun 2, 2024Prepaid & gift cardsUnexpected or other feesNJNo timely replyNo
Dec 8, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCANo timely replyNo
Nov 29, 2023Credit reportingIncorrect information on your reportPublic record information inaccurateCANo timely replyNo
Aug 24, 2023Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtKYNo timely replyNo
Aug 3, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursPANo timely replyNo
Aug 1, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursILNo timely replyNo
Mar 25, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursKYExplainedYes

Questions about A.C.S. Companies, Inc. I

How many complaints does A.C.S. Companies, Inc. I have?

A.C.S. Companies, Inc. I has 16 complaints on record since June 2015, including 0 in the last 12 months and 0 in the last 30 days.

Does A.C.S. Companies, Inc. I respond to complaints?

Yes. A.C.S. Companies, Inc. I answered 31.2% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with A.C.S. Companies, Inc. I?
Is A.C.S. Companies, Inc. I legit?

A.C.S. Companies, Inc. I is a real company with a public complaint record: consumers have complained about it 16 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is A.C.S. Companies, Inc. I legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against A.C.S. Companies, Inc. I?

Complain to A.C.S. Companies, Inc. I in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most A.C.S. Companies, Inc. I complaints come from?

Most come from California (3), Illinois (3), Kentucky (2). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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