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Affiliated Acceptance complaints

Consumers have filed 56 complaints about Affiliated Acceptance since 2013, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
56

Since August 2013

Last 12 months
1

new vs the year before

Answered on time
100%

Industry: 99.9%

Closed with relief
0%

Typical credit bureau: 32%

Last 30 days
1

Newest: Nov 5, 2026

Rank
#418 of 566

Most complained-about credit bureaus & report companies

Affiliated Acceptance complaints by month

The busiest month was July 2018 (4 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Affiliated Acceptance answered all time

  • Closed with non-monetary relief23.6%
  • Closed with explanation5089.3%
  • Closed47.1%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Affiliated Acceptance complaints are about

  • Credit reporting713%
  • Debt collection4377%
  • Payday & personal loans47%
  • Auto loans & leases12%
  • Bank accounts12%

Top Affiliated Acceptance problems

Inside "Attempts to collect debt not owed"

  • Debt is not yours 9
  • Debt was paid 3
  • Debt was result of identity theft 1

Where Affiliated Acceptance complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Texas (11), California (8), Florida (6), Ohio (6), Georgia (5).

Affiliated Acceptance compared with other credit bureaus & report companies

#CompanyScore12 monthsChangeOn timeReliefGrade
1Apple FinancingCredit reporting5728-10%100%0%C
2Nav TechnologiesCredit reporting55280%100%0%C
3Opportunity FundCredit reporting5127+35%100%0%C
4Heritage Financial GroupCredit reporting027+145%74.1%0%F
5Informative ResearchCredit reporting6026-24%100%0%C
6Pennsylvania Housing Finance AgencyCredit reporting5625-4%100%0%C
7King of Credit FinancialCredit reporting1025+4%0%0%F
8Affiliated AcceptanceCredit reporting-1new100%0%-

Compare side by side: Affiliated Acceptance vs Apple Financing · Affiliated Acceptance vs Nav Technologies · Affiliated Acceptance vs Opportunity Fund · Affiliated Acceptance vs Heritage Financial Group

What people say about Affiliated Acceptance

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Latest Affiliated Acceptance complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Nov 5, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Oct 2, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
May 7, 2024Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Apr 7, 2022Payday & personal loansIncorrect information on your reportAccount status incorrectMDExplainedYes
Dec 17, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedNo
Mar 11, 2021Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Feb 19, 2021Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Jan 27, 2021Credit reportingProblem with a credit reporting company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneMIExplainedYes
May 12, 2020Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Aug 19, 2019Debt collectionFalse statements or representationAttempted to collect wrong amountCOExplainedYes
Jul 29, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jul 26, 2019Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGAExplainedYes

Questions about Affiliated Acceptance

How many complaints does Affiliated Acceptance have?

Affiliated Acceptance has 56 complaints on record since August 2013, including 1 in the last 12 months and 1 in the last 30 days. That makes it number 3,042 of every company by complaints this year.

Does Affiliated Acceptance respond to complaints?

Yes. Affiliated Acceptance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Affiliated Acceptance?
Is Affiliated Acceptance legit?

Affiliated Acceptance is a real company with a public complaint record: consumers have complained about it 56 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Affiliated Acceptance legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Affiliated Acceptance?

Complain to Affiliated Acceptance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Affiliated Acceptance complaints come from?

Most come from Texas (11), California (8), Florida (6). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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