Share your experienceShare
Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Payday & personal loans

American Credit Acceptance payday & personal loans complaints

Consumers have filed 25 complaints about American Credit Acceptance's payday & personal loans, 2 in the last 12 months. American Credit Acceptance answered 100% on time and closed 0% with relief. See the whole American Credit Acceptance record.

American Credit Acceptance against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13American Credit Acceptance2new100%0%25

Every lender ranked

Latest American Credit Acceptance payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Sep 24, 2026Payday & personal loansVehicle was repossessed or sold the vehicleNCExplainedYes
May 20, 2026Payday & personal loansStruggling to pay your loanNYExplainedYes
Aug 6, 2025Payday & personal loansIncorrect information on your reportAccount status incorrectCAExplainedNo
Nov 18, 2024Payday & personal loansCredit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection serviceMDExplainedNo
Jul 24, 2024Payday & personal loansIncorrect information on your reportAccount information incorrectALExplainedYes
Jan 27, 2024Payday & personal loansGetting the loanLAExplainedNo
Sep 19, 2023Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Jul 29, 2023Payday & personal loansStruggling to pay your loanNCExplainedNo
Aug 10, 2022Payday & personal loansVehicle was repossessed or sold the vehicleVAExplainedYes
Jul 30, 2022Payday & personal loansStruggling to pay your loanPAExplainedYes
Feb 16, 2022Payday & personal loansProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportMIFixedYes
Dec 25, 2021Payday & personal loansCharged fees or interest you didn't expectIAExplainedYes
Sep 8, 2021Payday & personal loansVehicle was damaged or destroyed the vehiclePAExplainedYes
Feb 25, 2021Payday & personal loansProblem with additional add-on products or servicesCAExplainedYes
Sep 25, 2019Payday & personal loansVehicle was repossessed or sold the vehiclePAExplainedYes
Jul 16, 2018Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Jan 6, 2018Payday & personal loansVehicle was damaged or destroyed the vehicleWAExplainedYes
Aug 23, 2017Payday & personal loansProblem with the payoff process at the end of the loanCAExplainedYes
Aug 1, 2017Payday & personal loansProblem when making paymentsCAExplainedYes
Nov 17, 2016Payday & personal loansManaging the loan or leaseILExplainedYes
Oct 25, 2016Payday & personal loansManaging the loan or leaseTXExplainedYes
Aug 5, 2016Payday & personal loansProblems when you are unable to payNVExplainedYes
Aug 11, 2015Payday & personal loansShopping for a loan or leaseLAExplainedYes
Dec 20, 2014Payday & personal loansShopping for a loan or leaseTXFixedYes
Oct 16, 2014Payday & personal loansTaking out the loan or leaseTXClosedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about American Credit Acceptance

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience