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Payday & personal loans

AmeriCash payday & personal loans complaints

Consumers have filed 134 complaints about AmeriCash's payday & personal loans, 11 in the last 12 months. AmeriCash answered 0% on time and closed 0% with relief. See the whole AmeriCash record.

AmeriCash against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13AmeriCash11new0%0%134

Every lender ranked

Latest AmeriCash payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Jul 10, 2026Payday & personal loansReceived a loan you didn't apply forWIExplainedNo
Jul 4, 2026Payday & personal loansCharged fees or interest you didn't expectWIExplainedNo
May 12, 2026Payday & personal loansCharged fees or interest you didn't expectILExplainedNo
Apr 21, 2026Payday & personal loansProblem with the payoff process at the end of the loanWIExplainedNo
Apr 20, 2026Payday & personal loansGetting a line of creditWIExplainedNo
Apr 1, 2026Payday & personal loansCharged fees or interest you didn't expectILExplainedNo
Mar 18, 2026Payday & personal loansReceived a loan you didn't apply forWIExplainedNo
Mar 11, 2026Payday & personal loansUnexpected feesILExplainedNo
Mar 11, 2026Payday & personal loansCharged fees or interest you didn't expectAZExplainedNo
Jan 2, 2026Payday & personal loansIncorrect information on your reportAccount information incorrectCAExplainedNo
Dec 8, 2025Payday & personal loansProblem when making paymentsWIExplainedNo
Nov 5, 2025Payday & personal loansGetting the loanWIExplainedYes
Apr 17, 2025Payday & personal loansCharged fees or interest you didn't expectMOExplainedNo
Apr 14, 2025Payday & personal loansCan't contact lender or servicerILExplainedYes
Mar 30, 2025Payday & personal loansStruggling to pay your loanILExplainedYes
Jan 18, 2025Payday & personal loansProblem when making paymentsSCExplainedYes
Dec 26, 2024Payday & personal loansGetting a line of creditSCExplainedYes
Dec 24, 2024Payday & personal loansReceived a loan you didn't apply forIAExplainedYes
Dec 16, 2024Payday & personal loansCharged fees or interest you didn't expectGAExplainedYes
Nov 30, 2024Payday & personal loansCharged fees or interest you didn't expectNCExplainedYes
Nov 18, 2024Payday & personal loansCharged fees or interest you didn't expectWIExplainedYes
Nov 15, 2024Payday & personal loansGetting the loanCTExplainedYes
Nov 2, 2024Payday & personal loansProblem with the payoff process at the end of the loanMOExplainedYes
Oct 30, 2024Payday & personal loansProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportWIExplainedYes
Oct 7, 2024Payday & personal loansImproper use of your reportReporting company used your report improperlyILExplainedYes
Jul 29, 2024Payday & personal loansProblem with the payoff process at the end of the loanCAExplainedYes
Jul 24, 2024Payday & personal loansStruggling to pay your loanHIExplainedYes
Jul 8, 2024Payday & personal loansGetting a line of creditNJExplainedYes
Jun 28, 2024Payday & personal loansCharged fees or interest you didn't expectWIExplainedYes
Jun 28, 2024Payday & personal loansWas approved for a loan, but didn't receive the moneyILExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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