Debt collector · complaint record
BTH Management complaints
Consumers have filed 2,799 complaints about BTH Management since 2016, 1,379 of them in the last 12 months (+113% on the year before). It answered 99.6% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed. It is the 34th most complained-about of 1,963 debt collectors this year.
Weak response record. How it works
- Complaints on record
- 2,799
- Last 12 months
- 1,379
- Answered on time
- 99.6%
- Closed with relief
- 0%
- Last 30 days
- 80
- Rank
- #34 of 1,963
Since July 2016
+113% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 11, 2026
Most complained-about debt collectors
BTH Management complaints by month
The busiest month was March 2026 (163 complaints). Complaints in the last 12 months are up 113% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How BTH Management answered last 12 months
- Closed with explanation1,37199.4%
- In progress80.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time43/4599.6% on time
- Relief for customers0/400% closed with relief
- Complaint trend0/15+113% vs last year
What BTH Management complaints are about
Top BTH Management problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 710
- Debt was result of identity theft 201
- Debt was paid 31
- Debt was already discharged in bankruptcy and is no longer owed 23
Where BTH Management complaints come from
Most complaints: Texas (557), Louisiana (238), Georgia (196), South Carolina (164), Florida (158).
BTH Management compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | World Acceptance (World Finance)Debt collection | 67 | 1,410 | B |
| 2 | NRA GroupDebt collection | 51 | 1,397 | C |
| 3 | BTH ManagementDebt collection | 43 | 1,379 | D |
| 4 | Collection ManagementDebt collection | 52 | 1,357 | C |
| 5 | Enova (CashNetUSA, NetCredit)Debt collection | 53 | 1,345 | C |
| 6 | Southwest Credit SystemsDebt collection | 100 | 1,341 | A |
| 7 | CavalryDebt collection | 66 | 1,333 | B |
| 8 | The CBE GroupDebt collection | 91 | 1,328 | A |
Compare side by side: BTH Management vs World Acceptance · BTH Management vs NRA Group · BTH Management vs Collection Management · BTH Management vs Enova
What people say about BTH Management
All experiencesNo experiences with BTH Management yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest BTH Management complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 11, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 11, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 10, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 10, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 10, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Nov 10, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 10, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 9, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 9, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Questions about BTH Management
How many complaints does BTH Management have?
BTH Management has 2,799 complaints on record since July 2016, including 1,379 in the last 12 months and 80 in the last 30 days. That makes it number 98 of every company by complaints this year.
Does BTH Management respond to complaints?
Yes. BTH Management answered 99.6% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 43/100 (grade D).
What do people complain about most with BTH Management?
The most common problems are attempts to collect debt not owed (965), took or threatened to take negative or legal action (375), written notification about debt (433).
Is BTH Management legit?
BTH Management is a real company with a public complaint record: consumers have complained about it 2,799 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is BTH Management legit? for the signals, red flags and how to protect yourself.
Are complaints about BTH Management going up or down?
Up. There were 1,379 complaints in the last 12 months against 648 in the 12 before (+113%). See every month.
How do I file a complaint against BTH Management?
Complain to BTH Management in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most BTH Management complaints come from?
Most come from Texas (557), Louisiana (238), Georgia (196). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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