Credit cards
Capital Accounts credit cards complaints
Consumers have filed 44 complaints about Capital Accounts's credit cards, 15 in the last 12 months (-29%). Capital Accounts answered 0% on time and closed - with relief. See the whole Capital Accounts record.
Capital Accounts against other credit card companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Capital One | 14,231 | 99.9% | 22% |
| 2 | Citibank | 12,511 | 99.9% | 42% |
| 3 | Synchrony | 9,417 | 95.9% | 20% |
| 4 | JPMorgan Chase | 7,363 | 100% | 21% |
| 5 | Bank of America | 6,335 | 99.3% | 39% |
| 6 | American Express | 5,838 | 98.7% | 23% |
| 7 | Wells Fargo | 3,702 | 99.9% | 27% |
| 8 | Bread Financial (Comenity) | 3,690 | 100% | 47% |
| 9 | Goldman Sachs Bank (Apple Card, Marcus) | 3,156 | 100% | 27% |
| 10 | Barclays US | 2,871 | 100% | 7% |
| 11 | U.S. Bank | 2,011 | 100% | 33% |
| 12 | TransUnion | 1,897 | 100% | 57% |
| 13 | Capital Accounts | 15 | 0% | - |
Latest Capital Accounts credit cards complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 10, 2026 | Credit cards | Trouble using your cardCan't use card to make purchases | No timely reply |
| Sep 22, 2026 | Credit cards | Closing your accountCompany closed your account | No timely reply |
| Aug 30, 2026 | Credit cards | Closing your accountCompany closed your account | No timely reply |
| Aug 21, 2026 | Credit cards | Problem with a purchase shown on your statementCard was charged for something you did not purchase with the card | No timely reply |
| Aug 21, 2026 | Credit cards | Closing your accountCompany closed your account | No timely reply |
| Aug 11, 2026 | Credit cards | Fees or interestUnexpected increase in interest rate | No timely reply |
| Aug 6, 2026 | Credit cards | Struggling to pay your billFiled for bankruptcy | No timely reply |
| Aug 6, 2026 | Credit cards | Other features, terms, or problemsCredit card company forcing arbitration | No timely reply |
| Jun 19, 2026 | Credit cards | Problem when making paymentsProblem during payment process | No timely reply |
| May 27, 2026 | Credit cards | Fees or interestProblem with fees | No timely reply |
| May 20, 2026 | Credit cards | Trouble using your cardCan't use card to make purchases | No timely reply |
| Apr 6, 2026 | Credit cards | Struggling to pay your billCredit card company won't work with you while you're going through financial hardship | No timely reply |
| Mar 1, 2026 | Credit cards | Closing your accountCompany closed your account | No timely reply |
| Feb 12, 2026 | Credit cards | Advertising and marketing, including promotional offersConfusing or misleading advertising about the credit card | No timely reply |
| Jan 27, 2026 | Credit cards | Trouble using your cardCan't use card to make purchases | No timely reply |
| Nov 12, 2025 | Credit cards | Problem when making paymentsYou never received your bill or did not know a payment was due | No timely reply |
| Oct 26, 2025 | Credit cards | Problem with a purchase shown on your statementOvercharged for something you did purchase with the card | No timely reply |
| Oct 25, 2025 | Credit cards | Closing your accountCompany closed your account | No timely reply |
| Oct 14, 2025 | Credit cards | Closing your accountCompany closed your account | No timely reply |
| Oct 5, 2025 | Credit cards | Advertising and marketing, including promotional offersConfusing or misleading advertising about the credit card | No timely reply |
| Sep 11, 2025 | Credit cards | Problem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statement | No timely reply |
| Aug 29, 2025 | Credit cards | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | No timely reply |
| Aug 21, 2025 | Credit cards | Advertising and marketing, including promotional offersConfusing or misleading advertising about the credit card | No timely reply |
| Aug 20, 2025 | Credit cards | Getting a credit cardCard opened without my consent or knowledge | No timely reply |
| Aug 17, 2025 | Credit cards | Other features, terms, or problemsOther problem | No timely reply |
| Jul 24, 2025 | Credit cards | Closing your accountCompany closed your account | No timely reply |
| Jun 4, 2025 | Credit cards | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | No timely reply |
| Jun 2, 2025 | Credit cards | Getting a credit cardCard opened without my consent or knowledge | No timely reply |
| May 18, 2025 | Credit cards | Fees or interestProblem with fees | No timely reply |
| May 2, 2025 | Credit cards | Improper use of your reportReporting company used your report improperly | No timely reply |
Your rights with credit card companies
Under the Fair Credit Billing Act you have 60 days from the statement date to dispute a billing error in writing, and the issuer must investigate. Your liability for unauthorized charges is capped at $50 by law (and usually zero in practice). Issuers must give 45 days' notice before raising your interest rate or most fees.
Scam warning: Your card company will never ask you to read out a full card number, PIN or one-time code on a call it made. Hang up and call the number on the back of the card.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Capital Accounts
No comments yet. Start the conversation - questions are welcome too.