Mortgage company · complaint record
Centennial Lending complaints
Filed under CENTENNIAL LENDING, LLC
Consumers have filed 9 complaints about Centennial Lending since 2013, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is trouble during payment process.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 9
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #365 of 595
Since November 2013
new vs the year before
Industry: 96%
Typical mortgage company: 5%
Newest: Oct 1, 2026
Most complained-about mortgage lenders & servicers
Centennial Lending complaints by month
The busiest month was November 2013 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Centennial Lending answered all time
- Closed with monetary relief111.1%
- Closed with explanation666.7%
- Closed222.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Centennial Lending complaints are about
Top Centennial Lending problems
Inside "Trouble during payment process"
- Payment process 1
- Private mortgage insurance (PMI) 1
Where Centennial Lending complaints come from
Most complaints: Colorado (5), Michigan (1), Nebraska (1), Pennsylvania (1), Wyoming (1).
Centennial Lending compared with other mortgage lenders & servicers
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Midwest Loan ServicesMortgages | 50 | 29 | C |
| 2 | Truhome SolutionsMortgages | 43 | 28 | D |
| 3 | NEXA MortgageMortgages | 8 | 28 | F |
| 4 | HilltopMortgages | 51 | 28 | C |
| 5 | Land Home Financial ServicesMortgages | 21 | 27 | F |
| 6 | First United Bank and TrustMortgages | 60 | 27 | C |
| 7 | A&D MortgageMortgages | 45 | 25 | D |
| 8 | Centennial LendingMortgages | - | 1 | - |
Compare side by side: Centennial Lending vs Midwest Loan Services · Centennial Lending vs Truhome Solutions · Centennial Lending vs NEXA Mortgage · Centennial Lending vs Hilltop
What people say about Centennial Lending
All experiencesNo experiences with Centennial Lending yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Centennial Lending complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 1, 2026 | Mortgages | Trouble during payment processPayment process | Explained |
| Sep 26, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 28, 2025 | Mortgages | Struggling to pay mortgageApplying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieu | Explained |
| Jan 19, 2024 | Mortgages | Trouble during payment processPrivate mortgage insurance (PMI) | Explained |
| Dec 7, 2020 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 10, 2015 | Mortgages | Loan servicing, payments, escrow account | Closed |
| Jan 26, 2015 | Mortgages | Loan servicing, payments, escrow account | Money back |
| Jun 21, 2014 | Mortgages | Loan modification,collection,foreclosure | Closed |
| Nov 15, 2013 | Mortgages | Application, originator, mortgage broker | Explained |
Questions about Centennial Lending
How many complaints does Centennial Lending have?
Centennial Lending has 9 complaints on record since November 2013, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Centennial Lending respond to complaints?
Yes. Centennial Lending answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Centennial Lending?
The most common problems are trouble during payment process (2), loan servicing, payments, escrow account (2), application, originator, mortgage broker (1).
Is Centennial Lending legit?
Centennial Lending is a real company with a public complaint record: consumers have complained about it 9 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Centennial Lending legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Centennial Lending?
Complain to Centennial Lending in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Centennial Lending complaints come from?
Most come from Colorado (5), Michigan (1), Nebraska (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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