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Payday & personal loans

Chime payday & personal loans complaints

Consumers have filed 204 complaints about Chime's payday & personal loans, 137 in the last 12 months (+158%). Chime answered 100% on time and closed 3% with relief. See the whole Chime record.

Chime against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Chime137+158%100%3%204

Every lender ranked

Latest Chime payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Sep 23, 2025Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountPAExplainedYes
Sep 10, 2025Payday & personal loansWas approved for a loan, but didn't receive the moneyNCExplainedYes
Sep 2, 2025Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountDEExplainedYes
Aug 27, 2025Payday & personal loansProblems receiving the advanceFLExplainedYes
Aug 12, 2025Payday & personal loansStruggling to pay your loanLAExplainedYes
Aug 6, 2025Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountFLExplainedYes
Aug 4, 2025Payday & personal loansProblem when making paymentsTXExplainedYes
Aug 1, 2025Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountNCExplainedYes
Aug 1, 2025Payday & personal loansIssues with repaymentOHExplainedYes
Jul 31, 2025Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountINExplainedYes
Jul 30, 2025Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountVAExplainedYes
Jul 17, 2025Payday & personal loansProblem when making paymentsTXExplainedYes
Jul 16, 2025Payday & personal loansProblems receiving the advanceNHExplainedYes
Jul 5, 2025Payday & personal loansLoan payment wasn't credited to your accountOHExplainedYes
Jul 5, 2025Payday & personal loansProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportCAExplainedYes
Jun 12, 2025Payday & personal loansCredit limit changedAZExplainedYes
Jun 7, 2025Payday & personal loansCharged fees or interest you didn't expectDCExplainedYes
Jun 5, 2025Payday & personal loansIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Jun 4, 2025Payday & personal loansProblems receiving the advancePAMoney backYes
Jun 4, 2025Payday & personal loansIssues with repaymentFLExplainedYes
Jun 3, 2025Payday & personal loansProblems receiving the advanceFLExplainedYes
May 27, 2025Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountNYExplainedYes
May 21, 2025Payday & personal loansReceived a loan you didn't apply forMAExplainedYes
Apr 12, 2025Payday & personal loansWas approved for a loan, but didn't receive the moneyFLMoney backYes
Apr 5, 2025Payday & personal loansProblems receiving the advanceNCExplainedYes
Apr 1, 2025Payday & personal loansProblems receiving the advanceNCExplainedYes
Apr 1, 2025Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountFLExplainedYes
Mar 11, 2025Payday & personal loansConfusing or missing disclosuresORExplainedYes
Mar 10, 2025Payday & personal loansProblem when making paymentsINExplainedYes
Mar 8, 2025Payday & personal loansCharged fees or interest you didn't expectNCExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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