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Mortgage company · complaint record

Chrysalis complaints

Consumers have filed 252 complaints about Chrysalis since 2012, 32 of them in the last 12 months (+39% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical mortgage company. The most common problem is applying for a mortgage or refinancing an existing mortgage.

Average response record. How it works

Complaints on record
252

Since May 2012

Last 12 months
32

+39% vs the year before

Answered on time
100%

Industry: 96%

Closed with relief
0%

Typical mortgage company: 5%

Last 30 days
1

Newest: Oct 28, 2026

Rank
#67 of 595

Most complained-about mortgage lenders & servicers

Chrysalis complaints by month

The busiest month was April 2022 (5 complaints). Complaints in the last 12 months are up 39% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How Chrysalis answered last 12 months

  • Closed with explanation2990.6%
  • In progress39.4%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

  • Answers on time45/45100% on time
  • Relief for customers0/400% closed with relief
  • Complaint trend6/15+39% vs last year

What Chrysalis complaints are about

  • Mortgages23493%
  • Credit reporting94%
  • Debt collection10.4%
  • Payday & personal loans62%
  • Debt relief & credit repair10.4%
  • Auto loans & leases10.4%

Top Chrysalis problems

Inside "Applying for a mortgage or refinancing an existing mortgage"

  • Confusing or misleading advertising or marketing 18
  • Application denials 5
  • Trying to communicate with the company to fix an issue with the application process 5
  • Changes in loan terms during the application process 3
  • Loan estimate or other related disclosures 2
  • Negative impact of inaccurate appraisal 2

Where Chrysalis complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Florida (33), California (19), Georgia (16), Virginia (15), North Carolina (13).

Chrysalis compared with other mortgage lenders & servicers

#CompanyScore12 monthsChangeOn timeReliefGrade
1Independence Home LoansMortgages335+75%80%0%F
2Cardinal Financial Company, Limited PartnershipMortgages10034-29%100%14%A
3Longbridge FinancialMortgages3434+79%97.1%0%F
4Provident Funding AssociatesMortgages4933+57%100%0%D
5ChrysalisMortgages5132+39%100%0%C
6Supreme LendingMortgages5031+55%100%0%C
7West Capital LendingMortgages1530+114%43.3%4%F
8Midwest Loan ServicesMortgages5029+53%100%0%C

Compare side by side: Chrysalis vs Independence Home Loans · Chrysalis vs Cardinal Financial Company, Limited Partnership · Chrysalis vs Longbridge Financial · Chrysalis vs Provident Funding Associates

What people say about Chrysalis

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Latest Chrysalis complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Oct 28, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketingSCIn progressYes
Oct 10, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageNegative impact of inaccurate appraisalFLIn progressYes
Sep 23, 2026MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanAKIn progressYes
Sep 21, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsOKExplainedYes
Sep 15, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketingTXExplainedYes
Sep 7, 2026MortgagesStruggling to pay mortgageAn existing modification, forbearance plan, short sale, or other loss mitigation reliefVAExplainedYes
Sep 5, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageNegative impact of inaccurate appraisalVAExplainedYes
Aug 22, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketingOHExplainedYes
Aug 8, 2026MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureVAExplainedYes
Jul 31, 2026MortgagesImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Jul 15, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsFLExplainedYes
Jul 9, 2026MortgagesClosing on a mortgageDelays with the closing processSCExplainedYes

Questions about Chrysalis

How many complaints does Chrysalis have?

Chrysalis has 252 complaints on record since May 2012, including 32 in the last 12 months and 1 in the last 30 days. That makes it number 859 of every company by complaints this year.

Does Chrysalis respond to complaints?

Yes. Chrysalis answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 51/100 (grade C).

What do people complain about most with Chrysalis?
Is Chrysalis legit?

Chrysalis is a real company with a public complaint record: consumers have complained about it 252 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Chrysalis legit? for the signals, red flags and how to protect yourself.

Are complaints about Chrysalis going up or down?

Up. There were 32 complaints in the last 12 months against 23 in the 12 before (+39%). See every month.

How do I file a complaint against Chrysalis?

Complain to Chrysalis in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Chrysalis complaints come from?

Most come from Florida (33), California (19), Georgia (16). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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