Bank accounts

Commerce Bank bank accounts complaints

Consumers have filed 471 complaints about Commerce Bank's bank accounts, 63 in the last 12 months (+47%). Commerce Bank answered 100% on time and closed 0% with relief. See the whole Commerce Bank record.

Commerce Bank against other banks & credit unions

#	Company	12 months	Change	On time	Relief	All time
1	Wells Fargo	10,017	+26%	100%	18%	63,467
2	JPMorgan Chase	9,525	+11%	100%	14%	59,224
3	Bank of America	9,008	+44%	99.3%	42%	61,514
4	Chime	8,327	+80%	99.9%	9%	20,914
5	Capital One	4,339	-43%	100%	7%	23,879
6	Block (Cash App)	3,838	+18%	99.3%	0%	9,390
7	Citibank	3,800	+11%	100%	35%	25,575
8	Navy Federal Credit Union	3,599	-66%	100%	33%	22,207
9	U.S. Bank	2,560	+49%	100%	19%	15,963
10	Truist	2,365	+33%	99.9%	11%	10,420
11	SoFi	2,324	+26%	100%	8%	5,234
12	PNC Bank	2,243	+48%	100%	14%	15,615
13	Commerce Bank	63	+47%	100%	0%	471

Every bank ranked

Latest Commerce Bank bank accounts complaints

Received	About	Issue	State	Answer	On time
Nov 3, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	MO	Explained	Yes
Oct 22, 2026	Bank accounts	Managing an accountDeposits and withdrawals	MO	In progress	Yes
Oct 19, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	MO	Explained	Yes
Sep 17, 2026	Bank accounts	Managing an accountProblem using a debit or ATM card	NE	In progress	Yes
Sep 13, 2026	Bank accounts	Closing an accountCan't close your account	NJ	Explained	Yes
Sep 4, 2026	Bank accounts	Closing an accountFunds not received from closed account	MO	Explained	Yes
Sep 4, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	MO	Explained	Yes
Sep 1, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	MO	Explained	Yes
Aug 25, 2026	Bank accounts	Managing an accountFunds not handled or disbursed as instructed	KS	Explained	Yes
Aug 19, 2026	Bank accounts	Closing an accountCompany closed your account	AK	Explained	Yes
Aug 6, 2026	Bank accounts	Managing an accountDeposits and withdrawals	MO	Explained	Yes
Jul 30, 2026	Bank accounts	Managing an accountFunds not handled or disbursed as instructed	MO	Explained	Yes
Jul 30, 2026	Bank accounts	Closing an accountCompany closed your account	MO	Explained	Yes
Jul 23, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	MO	Explained	Yes
Jul 15, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	MO	Explained	Yes
Jul 8, 2026	Bank accounts	Managing an accountProblem accessing account	NJ	Explained	Yes
Jul 6, 2026	Bank accounts	Managing an accountDeposits and withdrawals	MO	Explained	Yes
Jul 1, 2026	Bank accounts	Managing an accountDeposits and withdrawals	KS	Explained	Yes
Jun 29, 2026	Bank accounts	Closing an accountCompany closed your account	IL	Explained	Yes
Jun 8, 2026	Bank accounts	Closing an accountFunds not received from closed account	MO	Explained	Yes
Jun 4, 2026	Bank accounts	Problem caused by your funds being lowOverdrafts and overdraft fees	MO	Explained	Yes
Jun 1, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	MO	Explained	Yes
May 21, 2026	Bank accounts	Closing an accountCan't close your account	KS	Explained	Yes
May 12, 2026	Bank accounts	Managing an accountBanking errors	MO	Explained	Yes
May 11, 2026	Bank accounts	Managing an accountDeposits and withdrawals	MO	Explained	Yes
May 10, 2026	Bank accounts	Managing an accountDeposits and withdrawals	MO	Explained	Yes
Apr 4, 2026	Bank accounts	Managing an accountDeposits and withdrawals	MO	Explained	Yes
Apr 1, 2026	Bank accounts	Problem with a lender or other company charging your accountTransaction was not authorized	KS	Explained	Yes
Mar 25, 2026	Bank accounts	Managing an accountCashing a check	MO	Explained	Yes
Mar 24, 2026	Bank accounts	Managing an accountDeposits and withdrawals	MO	Explained	Yes

Your rights with banks & credit unions

For electronic transfers and debit cards, Regulation E gives you 60 days from the statement to report an error or unauthorized transaction; the bank must investigate, generally within 10 business days or give provisional credit while it takes longer. Reporting a lost card quickly limits what you can lose. Deposits at insured banks are protected up to $250,000 by the FDIC (credit unions by the NCUA).

Scam warning: Banks do not ask you to move money to a "safe account", and a bank employee will not ask for your password or one-time code. If a caller says they are from your bank, hang up and call the number on your card.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about Commerce Bank

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked 5 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works