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Mortgages

Commerce Bank mortgages complaints

Consumers have filed 42 complaints about Commerce Bank's mortgages, 9 in the last 12 months. Commerce Bank answered 100% on time and closed 0% with relief. See the whole Commerce Bank record.

Commerce Bank against other mortgage lenders & servicers

#Company12 monthsChangeOn timeReliefAll time
1Shellpoint Mortgage Servicing3,741+17%81.4%0%17,690
2Rocket Mortgage3,572+499%99.9%0%8,475
3Freedom Mortgage1,701+50%99.4%0%9,327
4Ocwen Financial1,514+44%100%1%35,815
5Wells Fargo1,187-8%100%9%49,962
6PennyMac1,157+86%99.9%13%5,470
7Select Portfolio Servicing1,130+34%99.9%0%15,278
8Carrington Mortgage Services1,081+124%99.7%0%6,641
9Selene967+53%100%0%3,082
10LoanCare862+107%100%0%7,382
11Mr. Cooper757-64%100%0%13,321
12JPMorgan Chase734+43%100%2%25,884
13Commerce Bank9new100%0%42

Every mortgage company ranked

Latest Commerce Bank mortgages complaints

ReceivedAboutIssueStateAnswerOn time
Oct 28, 2026MortgagesStruggling to pay mortgageForeclosureMOIn progressYes
Oct 8, 2026MortgagesTrouble during payment processPayment processMOExplainedYes
Jun 5, 2026MortgagesIncorrect information on your reportAccount status incorrectKSExplainedYes
Apr 21, 2026MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanKSExplainedYes
Feb 26, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageTrying to communicate with the company to fix an issue with the application processMOExplainedYes
Feb 25, 2026MortgagesUnable to get your credit report or credit scoreOther problem getting your report or credit scoreFLExplainedYes
Feb 20, 2026MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureKSExplainedYes
Jan 6, 2026MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanKSExplainedYes
Nov 19, 2025MortgagesApplying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketingMOExplainedYes
Jul 3, 2025MortgagesApplying for a mortgage or refinancing an existing mortgageNegative impact of inaccurate appraisalOKExplainedYes
Jun 16, 2025MortgagesTrouble during payment processPayment processKSExplainedYes
Jun 6, 2025MortgagesTrouble during payment processEscrow, taxes, or insuranceMOExplainedYes
Sep 17, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageTrying to communicate with the company to fix an issue with the application processMOExplainedYes
Sep 6, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageTrying to communicate with the company to fix an issue with the application processMOExplainedYes
Aug 9, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsMOExplainedYes
Apr 4, 2024MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureMOExplainedYes
Aug 31, 2023MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureMOExplainedYes
Oct 12, 2022MortgagesApplying for a mortgage or refinancing an existing mortgageMOExplainedYes
Nov 17, 2021MortgagesClosing on a mortgageMOExplainedYes
Jul 9, 2021MortgagesApplying for a mortgage or refinancing an existing mortgageMOExplainedYes
May 12, 2021MortgagesApplying for a mortgage or refinancing an existing mortgageCOExplainedYes
Dec 11, 2020MortgagesTrouble during payment processMOExplainedYes
Nov 25, 2020MortgagesClosing on a mortgageMOExplainedYes
Jan 15, 2020MortgagesClosing on a mortgageMOExplainedYes
Dec 5, 2019MortgagesApplying for a mortgage or refinancing an existing mortgageMOExplainedYes
Nov 1, 2019MortgagesTrouble during payment processMOExplainedYes
May 15, 2018MortgagesApplying for a mortgage or refinancing an existing mortgageTXExplainedYes
Jan 31, 2018MortgagesTrouble during payment processMOExplainedYes
Nov 24, 2017MortgagesClosing on a mortgageMOMoney backYes
Jun 28, 2017MortgagesApplying for a mortgage or refinancing an existing mortgageMOExplainedYes

Your rights with mortgage lenders & servicers

Your mortgage servicer must correct errors you report in a written notice of error and answer written requests for information, usually within 30 business days. It must apply payments on the day they arrive, and it generally cannot start foreclosure until you are more than 120 days behind or while a complete loss-mitigation application is pending.

Scam warning: Be careful of anyone who charges up front to save your home, tells you to stop paying your servicer, or asks you to sign over the deed. HUD-approved housing counselors help for free.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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