Debt collector · complaint record
Complete Credit Solutions complaints
Filed under Complete Credit Solutions, Inc.
Consumers have filed 441 complaints about Complete Credit Solutions since 2014, 74 of them in the last 12 months (-1% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is took or threatened to take negative or legal action.
Average response record. How it works
- Complaints on record
- 441
- Last 12 months
- 74
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 3
- Rank
- #254 of 1,963
Since April 2014
-1% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 5, 2026
Most complained-about debt collectors
Complete Credit Solutions complaints by month
The busiest month was June 2021 (14 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Complete Credit Solutions answered last 12 months
- Closed with explanation74100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend10/15-1% vs last year
What Complete Credit Solutions complaints are about
Top Complete Credit Solutions problems last 12 months
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 53
- Threatened to sue you for very old debt 4
- Threatened to arrest you or take you to jail if you do not pay 1
- Seized or attempted to seize your property 1
Where Complete Credit Solutions complaints come from
Most complaints: Texas (100), Georgia (41), North Carolina (38), Florida (32), California (27).
Complete Credit Solutions compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | R & B Corporation of VirginiaDebt collection | 49 | 76 | D |
| 2 | Viking Client ServicesDebt collection | 73 | 75 | B |
| 3 | Cascade CapitalDebt collection | 7 | 75 | F |
| 4 | First National Collection BureauDebt collection | 46 | 75 | D |
| 5 | Sunset ManagementDebt collection | 53 | 74 | C |
| 6 | Complete Credit SolutionsDebt collection | 55 | 74 | C |
| 7 | Nelson Cruz & AssociatesDebt collection | 9 | 73 | F |
| 8 | M. G. CreditDebt collection | 47 | 73 | D |
Compare side by side: Complete Credit Solutions vs R & B Corporation of Virginia · Complete Credit Solutions vs Viking Client Services · Complete Credit Solutions vs Cascade Capital · Complete Credit Solutions vs First National Collection Bureau
What people say about Complete Credit Solutions
All experiencesNo experiences with Complete Credit Solutions yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Complete Credit Solutions complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 5, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 2, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 6, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 21, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 17, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 17, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 10, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 8, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Questions about Complete Credit Solutions
How many complaints does Complete Credit Solutions have?
Complete Credit Solutions has 441 complaints on record since April 2014, including 74 in the last 12 months and 3 in the last 30 days. That makes it number 559 of every company by complaints this year.
Does Complete Credit Solutions respond to complaints?
Yes. Complete Credit Solutions answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 55/100 (grade C).
What do people complain about most with Complete Credit Solutions?
The most common problems are took or threatened to take negative or legal action (59), attempts to collect debt not owed (144), written notification about debt (65).
Is Complete Credit Solutions legit?
Complete Credit Solutions is a real company with a public complaint record: consumers have complained about it 441 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Complete Credit Solutions legit? for the signals, red flags and how to protect yourself.
Are complaints about Complete Credit Solutions going up or down?
Roughly level. There were 74 complaints in the last 12 months against 75 in the 12 before (-1%). See every month.
How do I file a complaint against Complete Credit Solutions?
Complain to Complete Credit Solutions in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Complete Credit Solutions complaints come from?
Most come from Texas (100), Georgia (41), North Carolina (38). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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