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Debt collector · complaint record

M. G. Credit complaints

Consumers have filed 264 complaints about M. G. Credit since 2013, 73 of them in the last 12 months (+87% on the year before). It answered 100% on time and closed 1% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.

Weak response record. How it works

Complaints on record
264

Since July 2013

Last 12 months
73

+87% vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
1%

Typical debt collector: 24%

Last 30 days
11

Newest: Nov 13, 2026

Rank
#256 of 1,963

Most complained-about debt collectors

M. G. Credit complaints by month

The busiest month was December 2025 (10 complaints). Complaints in the last 12 months are up 87% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How M. G. Credit answered last 12 months

  • Closed with monetary relief11.4%
  • Closed with explanation7298.6%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

  • Answers on time45/45100% on time
  • Relief for customers1/401.4% closed with relief
  • Complaint trend1/15+87% vs last year

What M. G. Credit complaints are about

Top M. G. Credit problems last 12 months

Inside "Attempts to collect debt not owed"

  • Debt is not yours 62
  • Debt was result of identity theft 13
  • Debt was paid 13

Where M. G. Credit complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Florida (178), Georgia (26), Ohio (16), Texas (5), Virginia (5).

M. G. Credit compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Viking Client ServicesDebt collection7375+32%100%25%B
2Cascade CapitalDebt collection775+32%60%0%F
3First National Collection BureauDebt collection4675+27%98.7%0%D
4Complete Credit SolutionsDebt collection5574-1%100%0%C
5Sunset ManagementDebt collection5374+21%100%0%C
6Nelson Cruz & AssociatesDebt collection973+14%0%2%F
7M. G. CreditDebt collection4773+87%100%1%D
8M.A.R.SDebt collection5371+22%100%0%C

Compare side by side: M. G. Credit vs Viking Client Services · M. G. Credit vs Cascade Capital · M. G. Credit vs First National Collection Bureau · M. G. Credit vs Complete Credit Solutions

What people say about M. G. Credit

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Latest M. G. Credit complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Nov 13, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Nov 7, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Nov 4, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Nov 4, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Nov 3, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Nov 3, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Oct 30, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLMoney backYes
Oct 26, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOHExplainedYes
Oct 26, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Oct 25, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOHExplainedYes
Oct 25, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOHExplainedYes
Oct 9, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes

Questions about M. G. Credit

How many complaints does M. G. Credit have?

M. G. Credit has 264 complaints on record since July 2013, including 73 in the last 12 months and 11 in the last 30 days. That makes it number 563 of every company by complaints this year.

Does M. G. Credit respond to complaints?

Yes. M. G. Credit answered 100% of its complaints on time (within 15 days) and closed 1% with relief - money back or a fix; 1.4% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 47/100 (grade D).

What do people complain about most with M. G. Credit?
Is M. G. Credit legit?

M. G. Credit is a real company with a public complaint record: consumers have complained about it 264 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is M. G. Credit legit? for the signals, red flags and how to protect yourself.

Are complaints about M. G. Credit going up or down?

Up. There were 73 complaints in the last 12 months against 39 in the 12 before (+87%). See every month.

How do I file a complaint against M. G. Credit?

Complain to M. G. Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most M. G. Credit complaints come from?

Most come from Florida (178), Georgia (26), Ohio (16). Big states file more complaints, so the map shows complaints per 100,000 people.

Talk about M. G. Credit

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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