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Debt collector · complaint record

CrediautoUSA Financial complaints

Consumers have filed 17 complaints about CrediautoUSA Financial since 2016, 2 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
17

Since March 2016

Last 12 months
2

new vs the year before

Answered on time
0%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Feb 11, 2026

Rank
#1,275 of 1,963

Most complained-about debt collectors

CrediautoUSA Financial complaints by month

The busiest month was July 2025 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How CrediautoUSA Financial answered all time

  • Closed with explanation15.9%
  • Untimely response1694.1%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What CrediautoUSA Financial complaints are about

  • Debt collection424%
  • Credit reporting847%
  • Auto loans & leases318%
  • Bank accounts16%
  • Prepaid & gift cards16%

Top CrediautoUSA Financial problems

Inside "Improper use of your report"

  • Reporting company used your report improperly 2
  • Credit inquiries on your report that you don't recognize 2

Where CrediautoUSA Financial complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Arkansas (3), California (2), Florida (2), New Jersey (2), Texas (2).

CrediautoUSA Financial compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8CrediautoUSA FinancialDebt collection-2new0%0%-

Compare side by side: CrediautoUSA Financial vs Green Square · CrediautoUSA Financial vs EMoneyUSA · CrediautoUSA Financial vs Mullooly Jeffrey Rooney & Flynn · CrediautoUSA Financial vs Credit World Services

What people say about CrediautoUSA Financial

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Latest CrediautoUSA Financial complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Feb 11, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursARNo timely replyNo
Jan 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursARNo timely replyNo
Nov 13, 2025Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedVANo timely replyNo
Oct 6, 2025Auto loans & leasesIncorrect information on your reportOld information reappears or never goes awayNYNo timely replyNo
Jul 16, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLNo timely replyNo
Jul 7, 2025Auto loans & leasesGetting a loan or leaseCredit denialARNo timely replyNo
Jun 21, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTNNo timely replyNo
Mar 3, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXNo timely replyNo
Dec 19, 2024Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferNJNo timely replyNo
Aug 17, 2024Credit reportingCredit monitoring or identity theft protection servicesProblem with product or service terms changingNJNo timely replyNo
Jul 14, 2024Credit reportingIncorrect information on your reportAccount status incorrectGANo timely replyNo
Jun 19, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftMDNo timely replyNo

Questions about CrediautoUSA Financial

How many complaints does CrediautoUSA Financial have?

CrediautoUSA Financial has 17 complaints on record since March 2016, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.

Does CrediautoUSA Financial respond to complaints?

Yes. CrediautoUSA Financial answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with CrediautoUSA Financial?
Is CrediautoUSA Financial legit?

CrediautoUSA Financial is a real company with a public complaint record: consumers have complained about it 17 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is CrediautoUSA Financial legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against CrediautoUSA Financial?

Complain to CrediautoUSA Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most CrediautoUSA Financial complaints come from?

Most come from Arkansas (3), California (2), Florida (2). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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