Credit bureau · complaint record
Credit Plus complaints
Filed under Credit Plus Inc
Consumers have filed 771 complaints about Credit Plus since 2014, none in the last 12 months. It answered 99.6% on time and closed 0% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 771
- Last 12 months
- 0
- Answered on time
- 99.6%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since April 2014
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Jun 28, 2022
Credit Plus complaints by month
The busiest month was September 2021 (26 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Credit Plus answered all time
- Closed with non-monetary relief10.1%
- Closed with explanation76899.6%
- Closed20.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Credit Plus complaints are about
Top Credit Plus problems
Inside "Improper use of your report"
- Credit inquiries on your report that you don't recognize 345
- Reporting company used your report improperly 60
- Report provided to employer without your written authorization 3
- Received unsolicited financial product or insurance offers after opting out 2
Where Credit Plus complaints come from
Most complaints: Texas (81), Florida (70), California (59), Georgia (56), New York (43).
Credit Plus compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Credit PlusCredit reporting | - | 0 | - |
Compare side by side: Credit Plus vs Apple Financing · Credit Plus vs Nav Technologies · Credit Plus vs Opportunity Fund · Credit Plus vs Heritage Financial Group
What people say about Credit Plus
All experiencesNo experiences with Credit Plus yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Credit Plus complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 28, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 23, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 15, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 15, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 15, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 13, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 11, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 9, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 3, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 3, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 3, 2022 | Mortgages | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 30, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
Questions about Credit Plus
How many complaints does Credit Plus have?
Credit Plus has 771 complaints on record since April 2014, including 0 in the last 12 months and 0 in the last 30 days.
Does Credit Plus respond to complaints?
Yes. Credit Plus answered 99.6% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Credit Plus?
The most common problems are improper use of your report (410), incorrect information on your report (182), problem with a credit reporting company's investigation into an existing problem (63).
Is Credit Plus legit?
Credit Plus is a real company with a public complaint record: consumers have complained about it 771 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Credit Plus legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Credit Plus?
Complain to Credit Plus in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Credit Plus complaints come from?
Most come from Texas (81), Florida (70), California (59). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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