Credit bureau · complaint record
Credit Sesame complaints
Filed under Credit Sesame, Inc.
Consumers have filed 14 complaints about Credit Sesame since 2025, 11 of them in the last 12 months. It answered 100% on time and closed 18% with relief for the customer. The most common problem is closing an account.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 14
- Last 12 months
- 11
- Answered on time
- 100%
- Closed with relief
- 18%
- Last 30 days
- 0
- Rank
- #191 of 566
Since August 2025
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Jul 16, 2026
Most complained-about credit bureaus & report companies
Credit Sesame complaints by month
The busiest month was February 2026 (5 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Credit Sesame answered all time
- Closed with non-monetary relief214.3%
- Closed with explanation1285.7%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Credit Sesame complaints are about
Top Credit Sesame problems
Inside "Closing an account"
- Funds not received from closed account 5
Where Credit Sesame complaints come from
Most complaints: Texas (5), Pennsylvania (2), Florida (2), Michigan (1), California (1).
Credit Sesame compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Credit SesameCredit reporting | - | 11 | - |
Compare side by side: Credit Sesame vs Apple Financing · Credit Sesame vs Nav Technologies · Credit Sesame vs Opportunity Fund · Credit Sesame vs Heritage Financial Group
What people say about Credit Sesame
All experiencesNo experiences with Credit Sesame yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Credit Sesame complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 16, 2026 | Credit reporting | Problem with fraud alerts or security freezes | Fixed |
| Jul 16, 2026 | Bank accounts | Closing an accountFunds not received from closed account | Explained |
| Jul 3, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Fixed |
| Apr 18, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 24, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 24, 2026 | Bank accounts | Closing an accountFunds not received from closed account | Explained |
| Feb 17, 2026 | Bank accounts | Closing an accountFunds not received from closed account | Explained |
| Feb 10, 2026 | Credit cards | Getting a credit cardApplication denied | Explained |
| Feb 9, 2026 | Bank accounts | Closing an accountFunds not received from closed account | Explained |
| Jan 16, 2026 | Credit cards | Getting a credit cardApplication denied | Explained |
| Dec 7, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 16, 2025 | Bank accounts | Closing an accountFunds not received from closed account | Explained |
Questions about Credit Sesame
How many complaints does Credit Sesame have?
Credit Sesame has 14 complaints on record since August 2025, including 11 in the last 12 months and 0 in the last 30 days. That makes it number 1,392 of every company by complaints this year.
Does Credit Sesame respond to complaints?
Yes. Credit Sesame answered 100% of its complaints on time (within 15 days) and closed 18% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Credit Sesame?
The most common problems are closing an account (5), incorrect information on your report (4), getting a credit card (2).
Is Credit Sesame legit?
Credit Sesame is a real company with a public complaint record: consumers have complained about it 14 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Credit Sesame legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Credit Sesame?
Complain to Credit Sesame in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Credit Sesame complaints come from?
Most come from Texas (5), Pennsylvania (2), Florida (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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