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Payday & personal loans

Creditly payday & personal loans complaints

Consumers have filed 32 complaints about Creditly's payday & personal loans, 26 in the last 12 months. Creditly answered 96.2% on time and closed 46% with relief. See the whole Creditly record.

Creditly against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Creditly26new96.2%46%32

Every lender ranked

Latest Creditly payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Oct 23, 2026Payday & personal loansCan't stop withdrawals from your bank accountGAMoney backYes
Oct 15, 2026Payday & personal loansProblem when making paymentsALExplainedYes
Oct 14, 2026Payday & personal loansCan't contact lender or servicerSCExplainedYes
Sep 24, 2026Payday & personal loansProblem with the payoff process at the end of the loanOKMoney backYes
Aug 22, 2026Payday & personal loansCan't contact lender or servicerFLMoney backYes
Jun 30, 2026Payday & personal loansCan't stop withdrawals from your bank accountSCMoney backYes
Jun 17, 2026Payday & personal loansProblem with additional add-on products or servicesMOExplainedYes
Jun 10, 2026Payday & personal loansCan't stop withdrawals from your bank accountGAExplainedYes
Jun 2, 2026Payday & personal loansReceived a loan you didn't apply forMIExplainedYes
May 29, 2026Payday & personal loansCan't stop withdrawals from your bank accountILExplainedYes
May 22, 2026Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountMOExplainedYes
May 20, 2026Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountPAMoney backYes
May 13, 2026Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountMOExplainedYes
May 4, 2026Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountMOMoney backYes
Apr 23, 2026Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountFLExplainedYes
Apr 22, 2026Payday & personal loansCharged fees or interest you didn't expectMAMoney backYes
Apr 14, 2026Payday & personal loansWas approved for a loan, but didn't receive the moneyFLExplainedYes
Mar 24, 2026Payday & personal loansCan't stop withdrawals from your bank accountMOMoney backYes
Feb 19, 2026Payday & personal loansCan't stop withdrawals from your bank accountMNMoney backYes
Feb 1, 2026Payday & personal loansCan't stop withdrawals from your bank accountORMoney backYes
Jan 31, 2026Payday & personal loansProblem with the payoff process at the end of the loanCAExplainedYes
Jan 21, 2026Payday & personal loansCan't stop withdrawals from your bank accountMOMoney backYes
Jan 21, 2026Payday & personal loansProblem with fraud alerts or security freezesFLExplainedNo
Jan 5, 2026Payday & personal loansCan't stop withdrawals from your bank accountMOExplainedYes
Dec 31, 2025Payday & personal loansCan't contact lender or servicerNJMoney backYes
Nov 26, 2025Payday & personal loansLoan payment wasn't credited to your accountLAExplainedYes
Aug 27, 2025Payday & personal loansConfusing or missing disclosuresMIMoney backYes
Aug 26, 2025Payday & personal loansLoan payment wasn't credited to your accountPAExplainedYes
Feb 28, 2025Payday & personal loansCharged fees or interest you didn't expectOHMoney backYes
Dec 15, 2024Payday & personal loansCan't stop withdrawals from your bank accountCAMoney backYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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