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Mortgages

Fay Servicing mortgages complaints

Consumers have filed 3,726 complaints about Fay Servicing's mortgages, 343 in the last 12 months (-21%). Fay Servicing answered 99.7% on time and closed 0% with relief. See the whole Fay Servicing record.

Fay Servicing against other mortgage lenders & servicers

#Company12 monthsChangeOn timeReliefAll time
1Shellpoint Mortgage Servicing3,741+17%81.4%0%17,690
2Rocket Mortgage3,572+499%99.9%0%8,475
3Freedom Mortgage1,701+50%99.4%0%9,327
4Ocwen Financial1,514+44%100%1%35,815
5Wells Fargo1,187-8%100%9%49,962
6PennyMac1,157+86%99.9%13%5,470
7Select Portfolio Servicing1,130+34%99.9%0%15,278
8Carrington Mortgage Services1,081+124%99.7%0%6,641
9Selene967+53%100%0%3,082
10LoanCare862+107%100%0%7,382
11Mr. Cooper757-64%100%0%13,321
12JPMorgan Chase734+43%100%2%25,884
13Fay Servicing343-21%99.7%0%3,726

Every mortgage company ranked

Latest Fay Servicing mortgages complaints

ReceivedAboutIssueStateAnswerOn time
Sep 27, 2026MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanFLExplainedYes
Sep 27, 2026MortgagesTrouble during payment processEscrow, taxes, or insuranceVAExplainedYes
Sep 25, 2026MortgagesStruggling to pay mortgageApplying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieuGAExplainedYes
Sep 24, 2026MortgagesClosing on a mortgageTrying to communicate with the company to fix an issue with the loan closingFLExplainedYes
Sep 23, 2026MortgagesStruggling to pay mortgageApplying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieuORExplainedYes
Sep 23, 2026MortgagesClosing on a mortgageFees or costs after closingMOExplainedYes
Sep 23, 2026MortgagesStruggling to pay mortgageForeclosureNDExplainedYes
Sep 23, 2026MortgagesStruggling to pay mortgageForeclosureNYExplainedYes
Sep 21, 2026MortgagesStruggling to pay mortgageApplying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieuFLExplainedYes
Sep 20, 2026MortgagesTrouble during payment processPayment processCAExplainedYes
Sep 18, 2026MortgagesTrouble during payment processPaying off the loanWAExplainedYes
Sep 17, 2026MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanMAExplainedYes
Sep 17, 2026MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanMDIn progressYes
Sep 16, 2026MortgagesIncorrect information on your reportPublic record information inaccurateOHExplainedYes
Sep 16, 2026MortgagesStruggling to pay mortgageApplying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieuNJExplainedYes
Sep 16, 2026MortgagesTrouble during payment processPayment processCAExplainedYes
Sep 15, 2026MortgagesTrouble during payment processPayment processOHExplainedYes
Sep 11, 2026MortgagesTrouble during payment processPayment processUTExplainedYes
Sep 9, 2026MortgagesTrouble during payment processEscrow, taxes, or insuranceCOExplainedYes
Sep 9, 2026MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanNJExplainedYes
Sep 9, 2026MortgagesTrouble during payment processPayment processGAExplainedYes
Sep 6, 2026MortgagesTrouble during payment processLoan sold or transferred to another companyTNExplainedNo
Sep 2, 2026MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureILExplainedYes
Sep 1, 2026MortgagesStruggling to pay mortgageForeclosureGAExplainedYes
Sep 1, 2026MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanTNExplainedYes
Aug 29, 2026MortgagesTrouble during payment processEscrow, taxes, or insuranceNJExplainedYes
Aug 28, 2026MortgagesClosing on a mortgageTrying to communicate with the company to fix an issue with the loan closingOHExplainedYes
Aug 28, 2026MortgagesTrouble during payment processLoan sold or transferred to another companyVAExplainedYes
Aug 28, 2026MortgagesStruggling to pay mortgageAn existing modification, forbearance plan, short sale, or other loss mitigation reliefNYExplainedYes
Aug 27, 2026MortgagesStruggling to pay mortgageAn existing modification, forbearance plan, short sale, or other loss mitigation reliefMDExplainedYes

Your rights with mortgage lenders & servicers

Your mortgage servicer must correct errors you report in a written notice of error and answer written requests for information, usually within 30 business days. It must apply payments on the day they arrive, and it generally cannot start foreclosure until you are more than 120 days behind or while a complete loss-mitigation application is pending.

Scam warning: Be careful of anyone who charges up front to save your home, tells you to stop paying your servicer, or asks you to sign over the deed. HUD-approved housing counselors help for free.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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