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Auto loans & leases

FC HoldCo auto loans & leases complaints

Consumers have filed 1,061 complaints about FC HoldCo's auto loans & leases, 109 in the last 12 months (-45%). FC HoldCo answered 100% on time and closed 0% with relief. See the whole FC HoldCo record.

FC HoldCo against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
13FC HoldCo109-45%100%0%1,061

Every auto lender ranked

Latest FC HoldCo auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Feb 3, 2026Auto loans & leasesIncorrect information on your reportAccount information incorrectTNExplainedYes
Feb 2, 2026Auto loans & leasesIncorrect information on your reportAccount information incorrectPAExplainedYes
Feb 2, 2026Auto loans & leasesGetting a loan or leaseCredit denialGAExplainedYes
Jan 31, 2026Auto loans & leasesRepossessionVoluntary repossessionFLExplainedYes
Jan 30, 2026Auto loans & leasesIncorrect information on your reportAccount information incorrectCAExplainedYes
Jan 28, 2026Auto loans & leasesRepossessionDamage caused or loss of personal items in vehicle during the actual repossessionGAExplainedYes
Jan 28, 2026Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsGAExplainedYes
Jan 27, 2026Auto loans & leasesManaging the loan or leaseBilling problemGAExplainedYes
Jan 26, 2026Auto loans & leasesRepossessionVoluntary repossessionNCExplainedYes
Jan 23, 2026Auto loans & leasesProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportILExplainedYes
Jan 23, 2026Auto loans & leasesManaging the loan or leaseProblem with the interest rateCAExplainedYes
Jan 21, 2026Auto loans & leasesRepossessionVoluntary repossessionFLExplainedYes
Jan 19, 2026Auto loans & leasesIncorrect information on your reportAccount status incorrectNYExplainedYes
Jan 15, 2026Auto loans & leasesProblems at the end of the loan or leaseProblem with paying off the loanKSExplainedYes
Jan 13, 2026Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offALExplainedYes
Jan 12, 2026Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsMDExplainedYes
Jan 10, 2026Auto loans & leasesRepossessionCompany explaining amount owedGAExplainedYes
Jan 8, 2026Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsTXExplainedYes
Jan 8, 2026Auto loans & leasesRepossessionDeficiency balance after repossessionILExplainedYes
Jan 7, 2026Auto loans & leasesProblems at the end of the loan or leaseProblem while selling or giving up the vehicleNYExplainedYes
Jan 7, 2026Auto loans & leasesRepossessionCompany communicating payment assistance or payment extension optionsLAExplainedYes
Dec 30, 2025Auto loans & leasesIncorrect information on your reportAccount information incorrectFLExplainedYes
Dec 29, 2025Auto loans & leasesManaging the loan or leaseProblem with the interest rateTXExplainedYes
Dec 27, 2025Auto loans & leasesIncorrect information on your reportInformation belongs to someone elseVAExplainedYes
Dec 26, 2025Auto loans & leasesRepossessionDeficiency balance after repossessionFLExplainedYes
Dec 26, 2025Auto loans & leasesGetting a loan or leaseCredit denialTNExplainedYes
Dec 24, 2025Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsNEExplainedYes
Dec 22, 2025Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offAZExplainedYes
Dec 22, 2025Auto loans & leasesManaging the loan or leaseLoan sold or transferred to another companyOHExplainedYes
Dec 16, 2025Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offOHExplainedYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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