Debt collector · complaint record
Finance System of Toledo complaints
Filed under Finance System of Toledo, Inc.
Consumers have filed 87 complaints about Finance System of Toledo since 2015, none in the last 12 months. It answered 96.6% on time and closed 0% with relief for the customer. The most common problem is problem with a credit reporting company's investigation into an existing problem.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 87
- Last 12 months
- 0
- Answered on time
- 96.6%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since April 2015
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jul 16, 2025
Finance System of Toledo complaints by month
The busiest month was March 2021 (20 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Finance System of Toledo answered all time
- Closed with explanation8597.7%
- Untimely response22.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Finance System of Toledo complaints are about
Top Finance System of Toledo problems
Inside "Problem with a credit reporting company's investigation into an existing problem"
- Investigation took more than 30 days 19
- Their investigation did not fix an error on your report 2
Where Finance System of Toledo complaints come from
Most complaints: Ohio (74), Michigan (4), Texas (2), California (2), Florida (2).
Finance System of Toledo compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Finance System of ToledoDebt collection | - | 0 | - |
Compare side by side: Finance System of Toledo vs Green Square · Finance System of Toledo vs EMoneyUSA · Finance System of Toledo vs Mullooly Jeffrey Rooney & Flynn · Finance System of Toledo vs Credit World Services
What people say about Finance System of Toledo
All experiencesNo experiences with Finance System of Toledo yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Finance System of Toledo complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 16, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| May 28, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Feb 19, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 3, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 28, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 15, 2023 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 27, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 29, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 28, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 6, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 6, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 17, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Questions about Finance System of Toledo
How many complaints does Finance System of Toledo have?
Finance System of Toledo has 87 complaints on record since April 2015, including 0 in the last 12 months and 0 in the last 30 days.
Does Finance System of Toledo respond to complaints?
Yes. Finance System of Toledo answered 96.6% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Finance System of Toledo?
The most common problems are problem with a credit reporting company's investigation into an existing problem (21), attempts to collect debt not owed (18), written notification about debt (13).
Is Finance System of Toledo legit?
Finance System of Toledo is a real company with a public complaint record: consumers have complained about it 87 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Finance System of Toledo legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Finance System of Toledo?
Complain to Finance System of Toledo in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Finance System of Toledo complaints come from?
Most come from Ohio (74), Michigan (4), Texas (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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