Debt collector · complaint record
Financial Credit Network complaints
Filed under Financial Credit Network Inc
Consumers have filed 524 complaints about Financial Credit Network since 2013, 77 of them in the last 12 months (+28% on the year before). It answered 100% on time and closed 21% with relief for the customer - about the same as a typical debt collector. The most common problem is attempts to collect debt not owed.
Good response record. How it works
- Complaints on record
- 524
- Last 12 months
- 77
- Answered on time
- 100%
- Closed with relief
- 21%
- Last 30 days
- 1
- Rank
- #245 of 1,963
Since August 2013
+28% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 6, 2026
Most complained-about debt collectors
Financial Credit Network complaints by month
The busiest month was June 2021 (12 complaints). Complaints in the last 12 months are up 28% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Financial Credit Network answered last 12 months
- Closed with non-monetary relief1620.8%
- Closed with explanation6179.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers17/4020.8% closed with relief
- Complaint trend7/15+28% vs last year
What Financial Credit Network complaints are about
Top Financial Credit Network problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 95
- Debt was result of identity theft 34
- Debt was paid 28
- Debt was already discharged in bankruptcy and is no longer owed 3
Where Financial Credit Network complaints come from
Most complaints: California (433), Texas (20), Arizona (16), Nevada (7), Georgia (5).
Financial Credit Network compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | KLS Financial ServicesDebt collection | 8 | 79 | F |
| 2 | Ideal Collection ServicesDebt collection | 57 | 78 | C |
| 3 | Clark County Collection ServiceDebt collection | 56 | 77 | C |
| 4 | CNG HoldingsDebt collection | 42 | 77 | D |
| 5 | Seattle Service BureauDebt collection | 50 | 77 | C |
| 6 | Financial Credit NetworkDebt collection | 69 | 77 | B |
| 7 | R & B Corporation of VirginiaDebt collection | 49 | 76 | D |
| 8 | International Computer SystemsDebt collection | 12 | 76 | F |
Compare side by side: Financial Credit Network vs KLS Financial Services · Financial Credit Network vs Ideal Collection Services · Financial Credit Network vs Clark County Collection Service · Financial Credit Network vs CNG Holdings
What people say about Financial Credit Network
All experiencesNo experiences with Financial Credit Network yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Financial Credit Network complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 6, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 5, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 23, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Aug 7, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 7, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Aug 4, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 31, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 24, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
Questions about Financial Credit Network
How many complaints does Financial Credit Network have?
Financial Credit Network has 524 complaints on record since August 2013, including 77 in the last 12 months and 1 in the last 30 days. That makes it number 545 of every company by complaints this year.
Does Financial Credit Network respond to complaints?
Yes. Financial Credit Network answered 100% of its complaints on time (within 15 days) and closed 21% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 69/100 (grade B).
What do people complain about most with Financial Credit Network?
The most common problems are attempts to collect debt not owed (160), took or threatened to take negative or legal action (41), incorrect information on your report (59).
Is Financial Credit Network legit?
Financial Credit Network is a real company with a public complaint record: consumers have complained about it 524 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Financial Credit Network legit? for the signals, red flags and how to protect yourself.
Are complaints about Financial Credit Network going up or down?
Up. There were 77 complaints in the last 12 months against 60 in the 12 before (+28%). See every month.
How do I file a complaint against Financial Credit Network?
Complain to Financial Credit Network in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Financial Credit Network complaints come from?
Most come from California (433), Texas (20), Arizona (16). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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