Bank accounts

Flagstar Bank bank accounts complaints

Consumers have filed 232 complaints about Flagstar Bank's bank accounts. See the whole Flagstar Bank record.

Flagstar Bank against other banks & credit unions

#	Company	12 months	Change	On time	Relief	All time
1	Wells Fargo	10,017	+26%	100%	18%	63,467
2	JPMorgan Chase	9,525	+11%	100%	14%	59,224
3	Bank of America	9,008	+44%	99.3%	42%	61,514
4	Chime	8,327	+80%	99.9%	9%	20,914
5	Capital One	4,339	-43%	100%	7%	23,879
6	Block (Cash App)	3,838	+18%	99.3%	0%	9,390
7	Citibank	3,800	+11%	100%	35%	25,575
8	Navy Federal Credit Union	3,599	-66%	100%	33%	22,207
9	U.S. Bank	2,560	+49%	100%	19%	15,963
10	Truist	2,365	+33%	99.9%	11%	10,420
11	SoFi	2,324	+26%	100%	8%	5,234
12	PNC Bank	2,243	+48%	100%	14%	15,615
13	Flagstar Bank	0	new	-	-	232

Every bank ranked

Latest Flagstar Bank bank accounts complaints

Received	About	Issue	State	Answer	On time
Nov 27, 2019	Bank accounts	Managing an accountCashing a check	NY	Explained	Yes
Nov 25, 2019	Bank accounts	Managing an accountFunds not handled or disbursed as instructed	NJ	Explained	Yes
Sep 15, 2019	Bank accounts	Managing an accountFee problem	NY	Explained	Yes
Sep 6, 2019	Bank accounts	Managing an accountFunds not handled or disbursed as instructed	NY	Explained	Yes
Aug 26, 2019	Bank accounts	Managing an accountProblem accessing account	NY	Explained	Yes
Aug 21, 2019	Bank accounts	Managing an accountProblem accessing account	FL	Explained	Yes
Aug 9, 2019	Bank accounts	Managing an accountDeposits and withdrawals	FL	Explained	Yes
Aug 8, 2019	Bank accounts	Managing an accountBanking errors	NY	Explained	Yes
Jul 12, 2019	Bank accounts	Managing an accountBanking errors	NY	Explained	Yes
Jun 11, 2019	Bank accounts	Managing an accountCashing a check	OH	Explained	Yes
Apr 15, 2019	Bank accounts	Managing an accountProblem using a debit or ATM card	NY	Explained	Yes
Mar 27, 2019	Bank accounts	Managing an accountBanking errors	NJ	Explained	Yes
Mar 26, 2019	Bank accounts	Opening an accountUnable to open an account	NY	Explained	Yes
Mar 21, 2019	Bank accounts	Managing an accountBanking errors	NY	Explained	Yes
Mar 7, 2019	Bank accounts	Managing an accountProblem with fees or penalties	OH	Explained	Yes
Feb 22, 2019	Bank accounts	Closing an accountCompany closed your account	FL	Explained	Yes
Feb 22, 2019	Bank accounts	Opening an accountConfusing or missing disclosures	FL	Explained	Yes
Feb 15, 2019	Bank accounts	Closing an accountCompany closed your account	-	Explained	Yes
Jan 11, 2019	Bank accounts	Managing an accountDeposits and withdrawals	TX	Explained	Yes
Jan 5, 2019	Bank accounts	Managing an accountDeposits and withdrawals	FL	Explained	Yes
Dec 31, 2018	Bank accounts	Closing an accountFees charged for closing account	NY	Explained	Yes
Dec 6, 2018	Bank accounts	Managing an accountDeposits and withdrawals	FL	Explained	Yes
Nov 27, 2018	Bank accounts	Managing an accountFee problem	OH	Explained	Yes
Nov 24, 2018	Bank accounts	Opening an accountUnable to open an account	OH	Explained	Yes
Nov 9, 2018	Bank accounts	Managing an accountFunds not handled or disbursed as instructed	NY	Explained	Yes
Oct 18, 2018	Bank accounts	Problem caused by your funds being lowOverdrafts and overdraft fees	FL	Explained	Yes
Oct 2, 2018	Bank accounts	Problem caused by your funds being lowNon-sufficient funds and associated fees	NJ	Explained	Yes
Sep 18, 2018	Bank accounts	Managing an accountBanking errors	NY	Explained	Yes
Aug 2, 2018	Bank accounts	Managing an accountFee problem	FL	Explained	Yes
Jul 27, 2018	Bank accounts	Closing an accountCompany closed your account	NY	Explained	Yes

Your rights with banks & credit unions

For electronic transfers and debit cards, Regulation E gives you 60 days from the statement to report an error or unauthorized transaction; the bank must investigate, generally within 10 business days or give provisional credit while it takes longer. Reporting a lost card quickly limits what you can lose. Deposits at insured banks are protected up to $250,000 by the FDIC (credit unions by the NCUA).

Scam warning: Banks do not ask you to move money to a "safe account", and a bank employee will not ask for your password or one-time code. If a caller says they are from your bank, hang up and call the number on your card.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked 3 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works