Debt collector · complaint record
Fresh Start Funding complaints
Filed under Fresh Start Funding, LLC
Consumers have filed 22 complaints about Fresh Start Funding since 2021, 10 of them in the last 12 months. It answered 20% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 22
- Last 12 months
- 10
- Answered on time
- 20%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #727 of 1,963
Since August 2021
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 23, 2026
Most complained-about debt collectors
Fresh Start Funding complaints by month
The busiest month was September 2024 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Fresh Start Funding answered all time
- Closed with explanation1568.2%
- Untimely response731.8%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Fresh Start Funding complaints are about
Top Fresh Start Funding problems
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 4
- Threatened to turn you in to immigration or deport you 1
Where Fresh Start Funding complaints come from
Most complaints: Arizona (4), Texas (3), Nevada (3), North Carolina (2), Arkansas (2).
Fresh Start Funding compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Fresh Start FundingDebt collection | - | 10 | - |
Compare side by side: Fresh Start Funding vs Green Square · Fresh Start Funding vs EMoneyUSA · Fresh Start Funding vs Mullooly Jeffrey Rooney & Flynn · Fresh Start Funding vs Credit World Services
What people say about Fresh Start Funding
All experiencesNo experiences with Fresh Start Funding yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Fresh Start Funding complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 23, 2026 | Debt relief & credit repair | Problem with customer service | No timely reply |
| Jul 1, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Jun 25, 2026 | Debt relief & credit repair | Confusing or misleading advertising or marketing | No timely reply |
| Apr 23, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Mar 27, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Feb 24, 2026 | Money transfers & apps | Confusing or misleading advertising or marketing | No timely reply |
| Feb 3, 2026 | Payday & personal loans | Improper use of your reportReporting company used your report improperly | No timely reply |
| Jan 27, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 31, 2025 | Credit cards | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 29, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 30, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 6, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Questions about Fresh Start Funding
How many complaints does Fresh Start Funding have?
Fresh Start Funding has 22 complaints on record since August 2021, including 10 in the last 12 months and 0 in the last 30 days. That makes it number 1,447 of every company by complaints this year.
Does Fresh Start Funding respond to complaints?
Yes. Fresh Start Funding answered 20% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Fresh Start Funding?
The most common problems are took or threatened to take negative or legal action (5), incorrect information on your report (5), confusing or misleading advertising or marketing (2).
Is Fresh Start Funding legit?
Fresh Start Funding is a real company with a public complaint record: consumers have complained about it 22 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Fresh Start Funding legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Fresh Start Funding?
Complain to Fresh Start Funding in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Fresh Start Funding complaints come from?
Most come from Arizona (4), Texas (3), Nevada (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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