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Auto loans & leases

GFS II auto loans & leases complaints

Consumers have filed 117 complaints about GFS II's auto loans & leases, 20 in the last 12 months (-44%). GFS II answered 100% on time and closed 0% with relief. See the whole GFS II record.

GFS II against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
13GFS II20-44%100%0%117

Every auto lender ranked

Latest GFS II auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Sep 5, 2024Auto loans & leasesManaging the loan or leaseBilling problemGAExplainedYes
Aug 29, 2024Auto loans & leasesManaging the loan or leaseProblem with fees chargedGAExplainedYes
Aug 21, 2024Auto loans & leasesIncorrect information on your reportInformation belongs to someone elseILExplainedYes
Aug 15, 2024Auto loans & leasesManaging the loan or leaseBilling problemGAExplainedYes
Aug 10, 2024Auto loans & leasesManaging the loan or leaseBilling problemGAExplainedYes
Aug 9, 2024Auto loans & leasesManaging the loan or leaseProblem with the interest rateGAExplainedYes
Jul 29, 2024Auto loans & leasesManaging the loan or leaseBilling problemINExplainedYes
Jul 12, 2024Auto loans & leasesRepossessionCompany communicating payment assistance or payment extension optionsPAExplainedYes
Apr 29, 2024Auto loans & leasesManaging the loan or leaseProblem with the interest rateMIExplainedYes
Apr 6, 2024Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldNYExplainedYes
Mar 25, 2024Auto loans & leasesGetting a loan or leaseLoan opened without my consent or knowledgeGAExplainedYes
Feb 22, 2024Auto loans & leasesManaging the loan or leaseBilling problemINExplainedYes
Feb 20, 2024Auto loans & leasesIncorrect information on your reportInformation belongs to someone elseMIExplainedYes
Jan 18, 2024Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offTXExplainedYes
Jan 17, 2024Auto loans & leasesManaging the loan or leaseProblem with fees chargedMIExplainedYes
Nov 28, 2023Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsINExplainedYes
Oct 19, 2023Auto loans & leasesRepossessionCompany communicating payment assistance or payment extension optionsVAExplainedYes
Aug 26, 2023Auto loans & leasesIncorrect information on your reportInformation belongs to someone elseINExplainedYes
Jul 21, 2023Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsMIExplainedYes
Jul 19, 2023Auto loans & leasesGetting a loan or leaseChanges in terms mid-deal or after closingMDExplainedYes
Mar 23, 2023Auto loans & leasesProblems at the end of the loan or leaseExcess mileage, damage, or wear fees, or other problem after the lease is finishedMOExplainedYes
Sep 22, 2022Auto loans & leasesManaging the loan or leaseBilling problemMOExplainedYes
Apr 29, 2022Auto loans & leasesGetting a loan or leaseFraudulent loanILExplainedYes
Apr 29, 2022Auto loans & leasesGetting a loan or leaseFraudulent loanGAExplainedYes
Jan 13, 2022Auto loans & leasesStruggling to pay your loanLoan balance remaining after the vehicle is repossessed and soldMDExplainedYes
Jan 12, 2022Auto loans & leasesStruggling to pay your loanLender trying to repossess or disable the vehicleMDExplainedYes
Dec 2, 2021Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsILExplainedYes
Oct 3, 2021Auto loans & leasesGetting a loan or leaseFraudulent loanMDExplainedYes
Sep 16, 2021Auto loans & leasesManaging the loan or leaseProblem with fees chargedTNExplainedYes
Jul 1, 2021Auto loans & leasesGetting a loan or leaseFraudulent loanMDExplainedYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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