Debt collector · complaint record
Home Credit complaints
Filed under Home Credit Corp. Inc.
Consumers have filed 34 complaints about Home Credit since 2018, 10 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 34
- Last 12 months
- 10
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #727 of 1,963
Since January 2018
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 8, 2026
Most complained-about debt collectors
Home Credit complaints by month
The busiest month was July 2025 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Home Credit answered all time
- Closed with explanation34100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Home Credit complaints are about
Top Home Credit problems
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 9
Where Home Credit complaints come from
Most complaints: North Carolina (30), South Carolina (2), Georgia (1), Virginia (1).
Home Credit compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Home CreditDebt collection | - | 10 | - |
Compare side by side: Home Credit vs Green Square · Home Credit vs EMoneyUSA · Home Credit vs Mullooly Jeffrey Rooney & Flynn · Home Credit vs Credit World Services
What people say about Home Credit
All experiencesNo experiences with Home Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Home Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 8, 2026 | Auto loans & leases | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 4, 2026 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 23, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 17, 2026 | Payday & personal loans | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 8, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 30, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 8, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 5, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 23, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 6, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 20, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Questions about Home Credit
How many complaints does Home Credit have?
Home Credit has 34 complaints on record since January 2018, including 10 in the last 12 months and 0 in the last 30 days. That makes it number 1,447 of every company by complaints this year.
Does Home Credit respond to complaints?
Yes. Home Credit answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Home Credit?
The most common problems are took or threatened to take negative or legal action (9), incorrect information on your report (5), problem with a company's investigation into an existing problem (2).
Is Home Credit legit?
Home Credit is a real company with a public complaint record: consumers have complained about it 34 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Home Credit legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Home Credit?
Complain to Home Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Home Credit complaints come from?
Most come from North Carolina (30), South Carolina (2), Georgia (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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