Credit bureau · complaint record
LCI Acquisition complaints
Filed under LCI Acquisition Inc.
Consumers have filed 3,630 complaints about LCI Acquisition since 2022, 1,486 of them in the last 12 months (+34% on the year before). It answered 99.2% on time and closed 0% with relief for the customer - less often than a typical credit bureau. The most common problem is incorrect information on your report. It is the 22nd most complained-about of 566 credit bureaus & report companies this year.
Weak response record. How it works
- Complaints on record
- 3,630
- Last 12 months
- 1,486
- Answered on time
- 99.2%
- Closed with relief
- 0%
- Last 30 days
- 129
- Rank
- #22 of 566
Since November 2022
+34% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Nov 11, 2026
Most complained-about credit bureaus & report companies
LCI Acquisition complaints by month
The busiest month was September 2026 (193 complaints). Complaints in the last 12 months are up 34% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How LCI Acquisition answered last 12 months
- Closed with explanation1,14677.1%
- In progress34022.9%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time41/4599.2% on time
- Relief for customers0/400% closed with relief
- Complaint trend7/15+34% vs last year
What LCI Acquisition complaints are about
Top LCI Acquisition problems last 12 months
Inside "Incorrect information on your report"
- Information belongs to someone else 1,163
- Public record information inaccurate 685
- Personal information incorrect 78
- Account information incorrect 66
- Account status incorrect 16
- Old information reappears or never goes away 7
Where LCI Acquisition complaints come from
Most complaints: Florida (561), Georgia (445), Illinois (404), Texas (267), California (238).
LCI Acquisition compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Global Lending ServicesCredit reporting | 56 | 1,853 | C |
| 2 | GM FinancialCredit reporting | 57 | 1,800 | C |
| 3 | UpgradeCredit reporting | 53 | 1,776 | C |
| 4 | LCI AcquisitionCredit reporting | 48 | 1,486 | D |
| 5 | UpstartCredit reporting | 52 | 1,485 | C |
| 6 | National Consumer Telecom & Utilities ExchangeCredit reporting | 45 | 1,374 | D |
| 7 | Central ResearchCredit reporting | 45 | 1,193 | D |
| 8 | MoneyLionCredit reporting | 47 | 1,091 | D |
Compare side by side: LCI Acquisition vs Global Lending Services · LCI Acquisition vs GM Financial · LCI Acquisition vs Upgrade · LCI Acquisition vs Upstart
What people say about LCI Acquisition
All experiencesNo experiences with LCI Acquisition yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest LCI Acquisition complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 11, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | In progress |
| Nov 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | In progress |
| Nov 11, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | In progress |
| Nov 10, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | In progress |
| Nov 10, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | In progress |
| Nov 10, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | In progress |
| Nov 10, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | In progress |
| Nov 10, 2026 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | In progress |
| Nov 10, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | In progress |
| Nov 10, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | In progress |
| Nov 9, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | In progress |
| Nov 9, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | In progress |
Questions about LCI Acquisition
How many complaints does LCI Acquisition have?
LCI Acquisition has 3,630 complaints on record since November 2022, including 1,486 in the last 12 months and 129 in the last 30 days. That makes it number 93 of every company by complaints this year.
Does LCI Acquisition respond to complaints?
Yes. LCI Acquisition answered 99.2% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 48/100 (grade D).
What do people complain about most with LCI Acquisition?
The most common problems are incorrect information on your report (2,024), problem with a company's investigation into an existing problem (470), problem with fraud alerts or security freezes (529).
Is LCI Acquisition legit?
LCI Acquisition is a real company with a public complaint record: consumers have complained about it 3,630 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is LCI Acquisition legit? for the signals, red flags and how to protect yourself.
Are complaints about LCI Acquisition going up or down?
Up. There were 1,486 complaints in the last 12 months against 1,109 in the 12 before (+34%). See every month.
How do I file a complaint against LCI Acquisition?
Complain to LCI Acquisition in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most LCI Acquisition complaints come from?
Most come from Florida (561), Georgia (445), Illinois (404). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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