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Payday & personal loans

LendingPoint payday & personal loans complaints

Consumers have filed 289 complaints about LendingPoint's payday & personal loans, 44 in the last 12 months (+7%). LendingPoint answered 97.7% on time and closed 32% with relief. See the whole LendingPoint record.

LendingPoint against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13LendingPoint44+7%97.7%32%289

Every lender ranked

Latest LendingPoint payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Jun 17, 2025Payday & personal loansProblem with the payoff process at the end of the loanLAExplainedYes
Jun 2, 2025Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
May 27, 2025Payday & personal loansProblem with the payoff process at the end of the loanTXExplainedYes
May 27, 2025Payday & personal loansStruggling to pay your loanFLExplainedYes
May 25, 2025Payday & personal loansProblem with additional add-on products or servicesNEExplainedYes
May 22, 2025Payday & personal loansProblem with the payoff process at the end of the loanGAExplainedYes
Apr 11, 2025Payday & personal loansProblem when making paymentsCAExplainedYes
Apr 10, 2025Payday & personal loansStruggling to pay your loanILExplainedYes
Mar 28, 2025Payday & personal loansWas approved for a loan, but didn't receive the moneyKSExplainedYes
Mar 26, 2025Payday & personal loansWas approved for a loan, but didn't receive the moneyKYExplainedYes
Mar 24, 2025Payday & personal loansCharged fees or interest you didn't expectVAExplainedYes
Mar 11, 2025Payday & personal loansIncorrect information on your reportAccount status incorrectCAExplainedYes
Mar 9, 2025Payday & personal loansProblem when making paymentsCAMoney backNo
Mar 5, 2025Payday & personal loansStruggling to pay your loanGAExplainedYes
Mar 2, 2025Payday & personal loansImproper use of your reportReport provided to employer without your written authorizationAZExplainedYes
Jan 28, 2025Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountMAFixedYes
Jan 21, 2025Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Jan 5, 2025Payday & personal loansProblem with the payoff process at the end of the loanFLExplainedYes
Jan 3, 2025Payday & personal loansIncorrect information on your reportAccount information incorrectCAExplainedYes
Dec 26, 2024Payday & personal loansGetting the loanOHExplainedYes
Dec 4, 2024Payday & personal loansCharged fees or interest you didn't expectFLMoney backYes
Nov 30, 2024Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Nov 26, 2024Payday & personal loansProblem when making paymentsSCExplainedYes
Nov 18, 2024Payday & personal loansUnable to get your credit report or credit scoreProblem getting your free annual credit reportTXFixedYes
Nov 16, 2024Payday & personal loansIncorrect information on your reportAccount status incorrectMNFixedYes
Nov 8, 2024Payday & personal loansProblem with the payoff process at the end of the loanWIMoney backYes
Oct 30, 2024Payday & personal loansStruggling to pay your loanGAExplainedYes
Oct 30, 2024Payday & personal loansStruggling to pay your loanALExplainedYes
Oct 28, 2024Payday & personal loansProblem when making paymentsNYExplainedYes
Oct 23, 2024Payday & personal loansProblem with the payoff process at the end of the loanTNFixedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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