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Lender · complaint record

LendUp Loans complaints

Consumers have filed 198 complaints about LendUp Loans since 2014, none in the last 12 months. It answered 97.5% on time and closed 8% with relief for the customer. The most common problem is incorrect information on your report.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
198

Since August 2014

Last 12 months
0

new vs the year before

Answered on time
97.5%

Industry: 94.7%

Closed with relief
8%

Typical lender: 6%

Last 30 days
0

Newest: May 3, 2022

Rank
-

LendUp Loans complaints by month

The busiest month was February 2018 (10 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How LendUp Loans answered all time

  • Closed with monetary relief73.5%
  • Closed with non-monetary relief94.5%
  • Closed with explanation17990.4%
  • Closed10.5%
  • Untimely response21%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What LendUp Loans complaints are about

Top LendUp Loans problems

Inside "Incorrect information on your report"

  • Information belongs to someone else 12
  • Account status incorrect 11
  • Account information incorrect 7
  • Old information reappears or never goes away 3
  • Information is missing that should be on the report 2

Where LendUp Loans complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: California (65), Texas (30), Missouri (10), Tennessee (9), Utah (8).

LendUp Loans compared with other personal & payday lenders

#CompanyScore12 monthsChangeOn timeReliefGrade
1SoLo FundsPayday & personal loans2729-33%62.1%3%F
2AAA Auto Title LoansPayday & personal loans7729-6%96.6%10%B
3PowerpayPayday & personal loans5526new100%0%C
4AmeriCashPayday & personal loans10260%30.8%0%F
5DLC, LLCPayday & personal loans6326+53%100%4%C
6Boost Your ScorePayday & personal loans4525+108%100%0%D
7Special FinancingPayday & personal loans6025-24%100%0%C
8LendUp LoansPayday & personal loans-0new97.5%8%-

Compare side by side: LendUp Loans vs SoLo Funds · LendUp Loans vs AAA Auto Title Loans · LendUp Loans vs Powerpay · LendUp Loans vs AmeriCash

What people say about LendUp Loans

All experiences

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Latest LendUp Loans complaints

Full log
ReceivedAboutIssueStateAnswerOn time
May 3, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftCANo timely replyNo
May 3, 2022Debt collectionWritten notification about debtDidn't receive notice of right to disputeTXNo timely replyNo
Feb 22, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysTNExplainedYes
Nov 28, 2021Credit reportingIncorrect information on your reportOld information reappears or never goes awayTNExplainedYes
Nov 25, 2021Payday & personal loansStruggling to pay your loanCAExplainedYes
Nov 12, 2021Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportCAExplainedYes
Nov 4, 2021Payday & personal loansCan't contact lender or servicerWIExplainedYes
Oct 17, 2021Payday & personal loansCharged fees or interest you didn't expectLAExplainedYes
Oct 14, 2021Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Oct 8, 2021Credit reportingProblem with a credit reporting company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneCAExplainedYes
Sep 27, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseMNExplainedYes
Sep 19, 2021Payday & personal loansIncorrect information on your reportAccount information incorrectCAExplainedYes

Questions about LendUp Loans

How many complaints does LendUp Loans have?

LendUp Loans has 198 complaints on record since August 2014, including 0 in the last 12 months and 0 in the last 30 days.

Does LendUp Loans respond to complaints?

Yes. LendUp Loans answered 97.5% of its complaints on time (within 15 days) and closed 8% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with LendUp Loans?
Is LendUp Loans legit?

LendUp Loans is a real company with a public complaint record: consumers have complained about it 198 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is LendUp Loans legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against LendUp Loans?

Complain to LendUp Loans in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most LendUp Loans complaints come from?

Most come from California (65), Texas (30), Missouri (10). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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