Mortgage company · complaint record
Lil' Wave Financial complaints
Filed under Lil' Wave Financial, Inc.
Consumers have filed 56 complaints about Lil' Wave Financial since 2018, 12 of them in the last 12 months (-8% on the year before). It answered 100% on time and closed 17% with relief for the customer. The most common problem is trouble during payment process.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 56
- Last 12 months
- 12
- Answered on time
- 100%
- Closed with relief
- 17%
- Last 30 days
- 1
- Rank
- #120 of 595
Since November 2018
-8% vs the year before
Industry: 96%
Typical mortgage company: 5%
Newest: Oct 31, 2026
Most complained-about mortgage lenders & servicers
Lil' Wave Financial complaints by month
The busiest month was April 2021 (3 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Lil' Wave Financial answered all time
- Closed with monetary relief23.6%
- Closed with explanation5496.4%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Lil' Wave Financial complaints are about
Top Lil' Wave Financial problems
Inside "Trouble during payment process"
- Fees charged 3
- Paying off the loan 3
- Trying to communicate with the company to fix an issue while managing or servicing your loan 2
- Interest rate 1
- Lien release 1
- Escrow, taxes, or insurance 1
Where Lil' Wave Financial complaints come from
Most complaints: California (29), New York (5), Texas (4), Florida (4), New Jersey (3).
Lil' Wave Financial compared with other mortgage lenders & servicers
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Midwest Loan ServicesMortgages | 50 | 29 | C |
| 2 | Truhome SolutionsMortgages | 43 | 28 | D |
| 3 | NEXA MortgageMortgages | 8 | 28 | F |
| 4 | HilltopMortgages | 51 | 28 | C |
| 5 | Land Home Financial ServicesMortgages | 21 | 27 | F |
| 6 | First United Bank and TrustMortgages | 60 | 27 | C |
| 7 | A&D MortgageMortgages | 45 | 25 | D |
| 8 | Lil' Wave FinancialMortgages | - | 12 | - |
Compare side by side: Lil' Wave Financial vs Midwest Loan Services · Lil' Wave Financial vs Truhome Solutions · Lil' Wave Financial vs NEXA Mortgage · Lil' Wave Financial vs Hilltop
What people say about Lil' Wave Financial
All experiencesNo experiences with Lil' Wave Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Lil' Wave Financial complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 31, 2026 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | Explained |
| Oct 8, 2026 | Mortgages | Closing on a mortgageFees or costs after closing | Money back |
| Sep 11, 2026 | Mortgages | Trouble during payment processEscrow, taxes, or insurance | Explained |
| Sep 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 3, 2026 | Mortgages | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Money back |
| Aug 24, 2026 | Mortgages | Struggling to pay mortgageApplying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieu | Explained |
| Jul 17, 2026 | Mortgages | Struggling to pay mortgageApplying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieu | Explained |
| Jul 15, 2026 | Mortgages | Struggling to pay mortgageForeclosure | Explained |
| Jun 3, 2026 | Mortgages | Trouble during payment processLien release | Explained |
| Apr 4, 2026 | Mortgages | Struggling to pay mortgageForeclosure | Explained |
| Jan 22, 2026 | Mortgages | Closing on a mortgageTrying to communicate with the company to fix an issue with the loan closing | Explained |
| Nov 19, 2025 | Mortgages | Trouble during payment processFees charged | Explained |
Questions about Lil' Wave Financial
How many complaints does Lil' Wave Financial have?
Lil' Wave Financial has 56 complaints on record since November 2018, including 12 in the last 12 months and 1 in the last 30 days. That makes it number 1,343 of every company by complaints this year.
Does Lil' Wave Financial respond to complaints?
Yes. Lil' Wave Financial answered 100% of its complaints on time (within 15 days) and closed 17% with relief - money back or a fix; 16.7% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Lil' Wave Financial?
The most common problems are trouble during payment process (23), struggling to pay mortgage (17), closing on a mortgage (10).
Is Lil' Wave Financial legit?
Lil' Wave Financial is a real company with a public complaint record: consumers have complained about it 56 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Lil' Wave Financial legit? for the signals, red flags and how to protect yourself.
Are complaints about Lil' Wave Financial going up or down?
Roughly level. There were 12 complaints in the last 12 months against 13 in the 12 before (-8%). See every month.
How do I file a complaint against Lil' Wave Financial?
Complain to Lil' Wave Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Lil' Wave Financial complaints come from?
Most come from California (29), New York (5), Texas (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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