Debt collector · complaint record
Lockhart, Morris & Montgomery complaints
Filed under Lockhart, Morris & Montgomery Inc.
Consumers have filed 2,866 complaints about Lockhart, Morris & Montgomery since 2013, 1,075 of them in the last 12 months (+36% on the year before). It answered 99.8% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed. It is the 45th most complained-about of 1,963 debt collectors this year.
Average response record. How it works
- Complaints on record
- 2,866
- Last 12 months
- 1,075
- Answered on time
- 99.8%
- Closed with relief
- 0%
- Last 30 days
- 69
- Rank
- #45 of 1,963
Since August 2013
+36% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 9, 2026
Most complained-about debt collectors
Lockhart, Morris & Montgomery complaints by month
The busiest month was January 2026 (124 complaints). Complaints in the last 12 months are up 36% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Lockhart, Morris & Montgomery answered last 12 months
- Closed with explanation1,00593.5%
- In progress706.5%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time44/4599.8% on time
- Relief for customers0/400% closed with relief
- Complaint trend6/15+36% vs last year
What Lockhart, Morris & Montgomery complaints are about
Top Lockhart, Morris & Montgomery problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 686
- Debt was result of identity theft 192
- Debt was paid 96
- Debt was already discharged in bankruptcy and is no longer owed 21
Where Lockhart, Morris & Montgomery complaints come from
Most complaints: Texas (611), Florida (610), Georgia (272), Michigan (153), Ohio (88).
Lockhart, Morris & Montgomery compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Eastern Account Systems of ConnecticutDebt collection | 54 | 1,193 | C |
| 2 | Credit Corp SolutionsDebt collection | 53 | 1,156 | C |
| 3 | Waypoint Resource GroupDebt collection | 0 | 1,144 | F |
| 4 | Lockhart, Morris & MontgomeryDebt collection | 50 | 1,075 | C |
| 5 | Aargon AgencyDebt collection | 42 | 1,062 | D |
| 6 | Capio PartnersDebt collection | 76 | 1,037 | B |
| 7 | Rent Recovery SolutionsDebt collection | 7 | 1,006 | F |
| 8 | Absolute ResolutionsDebt collection | 54 | 979 | C |
Compare side by side: Lockhart, Morris & Montgomery vs Eastern Account Systems of Connecticut · Lockhart, Morris & Montgomery vs Credit Corp Solutions · Lockhart, Morris & Montgomery vs Waypoint Resource Group · Lockhart, Morris & Montgomery vs Aargon Agency
What people say about Lockhart, Morris & Montgomery
All experiencesNo experiences with Lockhart, Morris & Montgomery yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Lockhart, Morris & Montgomery complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 9, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | In progress |
| Nov 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | In progress |
| Nov 8, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 8, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 7, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 7, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | In progress |
| Nov 6, 2026 | Student loans | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about Lockhart, Morris & Montgomery
How many complaints does Lockhart, Morris & Montgomery have?
Lockhart, Morris & Montgomery has 2,866 complaints on record since August 2013, including 1,075 in the last 12 months and 69 in the last 30 days. That makes it number 123 of every company by complaints this year.
Does Lockhart, Morris & Montgomery respond to complaints?
Yes. Lockhart, Morris & Montgomery answered 99.8% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 50/100 (grade C).
What do people complain about most with Lockhart, Morris & Montgomery?
The most common problems are attempts to collect debt not owed (995), took or threatened to take negative or legal action (348), written notification about debt (472).
Is Lockhart, Morris & Montgomery legit?
Lockhart, Morris & Montgomery is a real company with a public complaint record: consumers have complained about it 2,866 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Lockhart, Morris & Montgomery legit? for the signals, red flags and how to protect yourself.
Are complaints about Lockhart, Morris & Montgomery going up or down?
Up. There were 1,075 complaints in the last 12 months against 793 in the 12 before (+36%). See every month.
How do I file a complaint against Lockhart, Morris & Montgomery?
Complain to Lockhart, Morris & Montgomery in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Lockhart, Morris & Montgomery complaints come from?
Most come from Texas (611), Florida (610), Georgia (272). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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