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Loqbox US complaints

Consumers have filed 130 complaints about Loqbox US since 2022, 17 of them in the last 12 months (-48% on the year before). It answered 29.4% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
130

Since September 2022

Last 12 months
17

-48% vs the year before

Answered on time
29.4%

Industry: 99.9%

Closed with relief
0%

Typical credit bureau: 32%

Last 30 days
0

Newest: Sep 26, 2026

Rank
#160 of 566

Most complained-about credit bureaus & report companies

Loqbox US complaints by month

The busiest month was March 2024 (9 complaints). Complaints in the last 12 months are down 48% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How Loqbox US answered all time

  • Closed with non-monetary relief21.5%
  • Closed with explanation12293.8%
  • Untimely response64.6%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Loqbox US complaints are about

  • Credit reporting8565%
  • Credit cards65%
  • Debt collection2015%
  • Payday & personal loans129%
  • Debt relief & credit repair54%
  • Bank accounts22%

Top Loqbox US problems

Inside "Incorrect information on your report"

  • Information belongs to someone else 23
  • Account information incorrect 19
  • Account status incorrect 8
  • Personal information incorrect 1
  • Old information reappears or never goes away 1

Where Loqbox US complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: New York (25), Florida (20), Texas (16), Georgia (12), Michigan (9).

Loqbox US compared with other credit bureaus & report companies

#CompanyScore12 monthsChangeOn timeReliefGrade
1Apple FinancingCredit reporting5728-10%100%0%C
2Nav TechnologiesCredit reporting55280%100%0%C
3Opportunity FundCredit reporting5127+35%100%0%C
4Heritage Financial GroupCredit reporting027+145%74.1%0%F
5Informative ResearchCredit reporting6026-24%100%0%C
6Pennsylvania Housing Finance AgencyCredit reporting5625-4%100%0%C
7King of Credit FinancialCredit reporting1025+4%0%0%F
8Loqbox USCredit reporting-17-48%29.4%0%-

Compare side by side: Loqbox US vs Apple Financing · Loqbox US vs Nav Technologies · Loqbox US vs Opportunity Fund · Loqbox US vs Heritage Financial Group

What people say about Loqbox US

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Latest Loqbox US complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Sep 26, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMINo timely replyNo
Sep 11, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountVANo timely replyNo
Jul 29, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNYNo timely replyNo
Jul 28, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNYNo timely replyNo
Jun 4, 2026Payday & personal loansProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNYNo timely replyNo
May 29, 2026Credit reportingIncorrect information on your reportAccount information incorrectOHNo timely replyNo
Mar 31, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedDEExplainedNo
Mar 23, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedNo
Mar 18, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountILExplainedNo
Feb 24, 2026Credit cardsGetting a credit cardCard opened without my consent or knowledgeNJExplainedYes
Feb 18, 2026Credit reportingIncorrect information on your reportAccount information incorrectGAExplainedNo
Feb 4, 2026Credit cardsGetting a credit cardCard opened without my consent or knowledgeNJExplainedYes

Questions about Loqbox US

How many complaints does Loqbox US have?

Loqbox US has 130 complaints on record since September 2022, including 17 in the last 12 months and 0 in the last 30 days. That makes it number 1,166 of every company by complaints this year.

Does Loqbox US respond to complaints?

Yes. Loqbox US answered 29.4% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Loqbox US?
Is Loqbox US legit?

Loqbox US is a real company with a public complaint record: consumers have complained about it 130 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Loqbox US legit? for the signals, red flags and how to protect yourself.

Are complaints about Loqbox US going up or down?

Down. There were 17 complaints in the last 12 months against 33 in the 12 before (-48%). See every month.

How do I file a complaint against Loqbox US?

Complain to Loqbox US in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Loqbox US complaints come from?

Most come from New York (25), Florida (20), Texas (16). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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