Debt collector · complaint record
Mobiloans complaints
Filed under Mobiloans, LLC
Consumers have filed 921 complaints about Mobiloans since 2013, 149 of them in the last 12 months (+30% on the year before). It answered 0% on time. The most common problem is took or threatened to take negative or legal action.
Poor response record. How it works
- Complaints on record
- 921
- Last 12 months
- 149
- Answered on time
- 0%
- Closed with relief
- -
- Last 30 days
- 3
- Rank
- #156 of 1,963
Since October 2013
+30% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 28, 2026
Most complained-about debt collectors
Mobiloans complaints by month
The busiest month was October 2025 (24 complaints). Complaints in the last 12 months are up 30% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Mobiloans answered last 12 months
- Untimely response149100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time0/450% on time
- Relief for customers0/40- closed with relief
- Complaint trend7/15+30% vs last year
What Mobiloans complaints are about
Top Mobiloans problems last 12 months
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 69
- Sued you without properly notifying you of lawsuit 4
- Threatened to arrest you or take you to jail if you do not pay 4
- Threatened to sue you for very old debt 2
Where Mobiloans complaints come from
Most complaints: California (194), Florida (176), Texas (98), Washington (41), Ohio (38).
Mobiloans compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Bonneville Billing and CollectionsDebt collection | 49 | 155 | D |
| 2 | AR ResourcesDebt collection | 6 | 155 | F |
| 3 | American Coradius InternationalDebt collection | 57 | 154 | C |
| 4 | Law Office of Michael J. Scott, PCDebt collection | 56 | 150 | C |
| 5 | MarauderDebt collection | 0 | 149 | F |
| 6 | MobiloansDebt collection | 7 | 149 | F |
| 7 | Rozlin Financial GroupDebt collection | 47 | 148 | D |
| 8 | Smith, Rouchon & AssociatesDebt collection | 45 | 146 | D |
Compare side by side: Mobiloans vs Bonneville Billing and Collections · Mobiloans vs AR Resources · Mobiloans vs American Coradius International · Mobiloans vs Law Office of Michael J. Scott, PC
What people say about Mobiloans
All experiencesNo experiences with Mobiloans yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Mobiloans complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 28, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Oct 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Oct 19, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Oct 9, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | No timely reply |
| Oct 2, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | No timely reply |
| Oct 1, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Oct 1, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Sep 25, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Sep 18, 2026 | Payday & personal loans | Incorrect information on your reportAccount status incorrect | No timely reply |
| Sep 15, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Sep 4, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | No timely reply |
| Aug 18, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
Questions about Mobiloans
How many complaints does Mobiloans have?
Mobiloans has 921 complaints on record since October 2013, including 149 in the last 12 months and 3 in the last 30 days. That makes it number 382 of every company by complaints this year.
Does Mobiloans respond to complaints?
Yes. Mobiloans answered 0% of its complaints on time (within 15 days) and closed - with relief - money back or a fix. The rest were mostly closed with an explanation only. Its Response Score is 7/100 (grade F).
What do people complain about most with Mobiloans?
The most common problems are took or threatened to take negative or legal action (79), incorrect information on your report (103), attempts to collect debt not owed (68).
Is Mobiloans legit?
Mobiloans is a real company with a public complaint record: consumers have complained about it 921 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Mobiloans legit? for the signals, red flags and how to protect yourself.
Are complaints about Mobiloans going up or down?
Up. There were 149 complaints in the last 12 months against 115 in the 12 before (+30%). See every month.
How do I file a complaint against Mobiloans?
Complain to Mobiloans in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Mobiloans complaints come from?
Most come from California (194), Florida (176), Texas (98). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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