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NCP Holdings complaints

Consumers have filed 120 complaints about NCP Holdings since 2020, 23 of them in the last 12 months (-15% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
120

Since March 2020

Last 12 months
23

-15% vs the year before

Answered on time
100%

Industry: 94.7%

Closed with relief
0%

Typical lender: 6%

Last 30 days
0

Newest: Oct 11, 2026

Rank
#69 of 272

Most complained-about personal & payday lenders

NCP Holdings complaints by month

The busiest month was August 2023 (6 complaints). Complaints in the last 12 months are down 15% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How NCP Holdings answered all time

  • Closed with explanation120100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What NCP Holdings complaints are about

Top NCP Holdings problems

Inside "Incorrect information on your report"

  • Information belongs to someone else 14
  • Account status incorrect 6
  • Account information incorrect 6
  • Public record information inaccurate 1

Where NCP Holdings complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Texas (43), Ohio (16), Florida (11), Indiana (11), Michigan (6).

NCP Holdings compared with other personal & payday lenders

#CompanyScore12 monthsChangeOn timeReliefGrade
1SoLo FundsPayday & personal loans2729-33%62.1%3%F
2AAA Auto Title LoansPayday & personal loans7729-6%96.6%10%B
3PowerpayPayday & personal loans5526new100%0%C
4AmeriCashPayday & personal loans10260%30.8%0%F
5DLC, LLCPayday & personal loans6326+53%100%4%C
6Boost Your ScorePayday & personal loans4525+108%100%0%D
7Special FinancingPayday & personal loans6025-24%100%0%C
8NCP HoldingsPayday & personal loans-23-15%100%0%-

Compare side by side: NCP Holdings vs SoLo Funds · NCP Holdings vs AAA Auto Title Loans · NCP Holdings vs Powerpay · NCP Holdings vs AmeriCash

What people say about NCP Holdings

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Latest NCP Holdings complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Oct 11, 2026Payday & personal loansStruggling to pay your loanMIExplainedYes
Sep 29, 2026Payday & personal loansStruggling to pay your loanINExplainedYes
Sep 19, 2026Payday & personal loansCharged fees or interest you didn't expectARExplainedYes
Sep 14, 2026Payday & personal loansStruggling to pay your loanFLExplainedYes
Aug 15, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftGAExplainedYes
Jul 15, 2026Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedYes
Jul 14, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursINExplainedYes
Jun 20, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursARExplainedYes
Jun 5, 2026Payday & personal loansCan't stop withdrawals from your bank accountTXExplainedYes
May 20, 2026Credit reportingIncorrect information on your reportPublic record information inaccurateCAExplainedYes
May 1, 2026Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Apr 29, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes

Questions about NCP Holdings

How many complaints does NCP Holdings have?

NCP Holdings has 120 complaints on record since March 2020, including 23 in the last 12 months and 0 in the last 30 days. That makes it number 1,010 of every company by complaints this year.

Does NCP Holdings respond to complaints?

Yes. NCP Holdings answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with NCP Holdings?
Is NCP Holdings legit?

NCP Holdings is a real company with a public complaint record: consumers have complained about it 120 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is NCP Holdings legit? for the signals, red flags and how to protect yourself.

Are complaints about NCP Holdings going up or down?

Down. There were 23 complaints in the last 12 months against 27 in the 12 before (-15%). See every month.

How do I file a complaint against NCP Holdings?

Complain to NCP Holdings in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most NCP Holdings complaints come from?

Most come from Texas (43), Ohio (16), Florida (11). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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