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Student loans

Optima Advocates student loans complaints

Consumers have filed 11 complaints about Optima Advocates's student loans. See the whole Optima Advocates record.

Optima Advocates against other student loan servicers

#Company12 monthsChangeOn timeReliefAll time
1MOHELA7,252-10%36%2%25,029
2Nelnet3,551-13%99.9%0%16,699
3Maximus Federal Services2,3910%100%0%8,072
4Servicer under contract with Federal Student Aid1,520+1%0%-3,025
5Edfinancial Services1,456-7%98.9%0%6,432
6Sallie Mae716+38%100%12%4,273
7Central Research530+151%99.8%0%744
8Navient462-39%100%0%35,811
9Climb Credit304+78%100%0%534
10AES / PHEAA206+4%100%14%13,061
11SoFi160+13%100%9%335
12Goal Structured Solutions108+104%100%0%250
13Optima Advocates0new--11

Every loan servicer ranked

Latest Optima Advocates student loans complaints

ReceivedAboutIssueStateAnswerOn time
Apr 7, 2021Student loansDealing with your lender or servicerTrouble with how payments are being handledMINo timely replyNo
Feb 19, 2020Student loansDealing with your lender or servicerReceived bad information about your loanKYNo timely replyNo
Feb 11, 2020Student loansDealing with your lender or servicerTrouble with how payments are being handledRINo timely replyNo
Jun 6, 2019Student loansDealing with your lender or servicerReceived bad information about your loan-No timely replyNo
Jan 23, 2019Student loansDealing with your lender or servicerReceived bad information about your loanORNo timely replyNo
Dec 8, 2018Student loansDealing with your lender or servicerReceived bad information about your loanWANo timely replyNo
Nov 14, 2018Student loansDealing with your lender or servicerReceived bad information about your loanORExplainedYes
Sep 5, 2017Student loansDealing with your lender or servicerNeed information about your loan balance or loan terms-ExplainedNo
May 9, 2017Student loansDealing with your lender or servicerDon't agree with the fees chargedWAExplainedNo
May 2, 2017Student loansDealing with your lender or servicerReceived bad information about your loan-Money backNo
Apr 21, 2017Student loansCan't repay my loanCan't decrease my monthly paymentsPRExplainedNo

Your rights with student loan servicers

Federal student loan borrowers can switch to an income-driven repayment plan, ask for deferment or forbearance, and apply for forgiveness programs such as Public Service Loan Forgiveness through studentaid.gov. The Federal Student Aid ombudsman helps with disputes your servicer will not fix. Private loans follow the contract and state law instead.

Scam warning: Applying for federal repayment plans and forgiveness is free. Anyone who charges a fee, asks for your FSA ID or promises instant forgiveness is not to be trusted.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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