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Student loans

Can't repay my loan

Consumers have filed 8,725 complaints about this, against 180 companies. The most complained-about is Navient.

Companies with the most

All time.

In more detail

  • Can't decrease my monthly payments4,05446%
  • Can't get flexible payment options3,24137%
  • Can't temporarily postpone payments1,43016%

By month

Latest complaints about this

ReceivedCompanyAboutIssueStateAnswerOn time
Apr 21, 2017NavientStudent loansCan't repay my loanCan't decrease my monthly paymentsCAExplainedYes
Apr 21, 2017NavientStudent loansCan't repay my loanCan't get flexible payment optionsNJExplainedYes
Apr 21, 2017NavientStudent loansCan't repay my loanCan't temporarily postpone paymentsRIExplainedYes
Apr 21, 2017NavientStudent loansCan't repay my loanCan't decrease my monthly paymentsCAExplainedYes
Apr 21, 2017NavientStudent loansCan't repay my loanCan't decrease my monthly paymentsFLExplainedYes
Apr 21, 2017Sallie MaeStudent loansCan't repay my loanCan't temporarily postpone paymentsWAExplainedYes
Apr 21, 2017NelnetStudent loansCan't repay my loanCan't get flexible payment optionsFLExplainedYes
Apr 21, 2017D. Scott CarruthersStudent loansCan't repay my loanCan't decrease my monthly paymentsCAExplainedNo
Apr 21, 2017NavientStudent loansCan't repay my loanCan't get flexible payment optionsCAExplainedYes
Apr 21, 2017Optima AdvocatesStudent loansCan't repay my loanCan't decrease my monthly paymentsPRExplainedNo
Apr 21, 2017NavientStudent loansCan't repay my loanCan't decrease my monthly paymentsGAExplainedYes
Apr 21, 2017JPMorgan ChaseStudent loansCan't repay my loanCan't get flexible payment optionsILExplainedYes
Apr 20, 2017NavientStudent loansCan't repay my loanCan't decrease my monthly paymentsFLExplainedYes
Apr 20, 2017AES / PHEAAStudent loansCan't repay my loanCan't decrease my monthly paymentsLAExplainedYes
Apr 20, 2017NavientStudent loansCan't repay my loanCan't decrease my monthly paymentsCAExplainedYes

Your rights with student loan servicers

Federal student loan borrowers can switch to an income-driven repayment plan, ask for deferment or forbearance, and apply for forgiveness programs such as Public Service Loan Forgiveness through studentaid.gov. The Federal Student Aid ombudsman helps with disputes your servicer will not fix. Private loans follow the contract and state law instead.

Scam warning: Applying for federal repayment plans and forgiveness is free. Anyone who charges a fee, asks for your FSA ID or promises instant forgiveness is not to be trusted.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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